Trains.com

Subscriber & Member Login

Login, or register today to interact in our online community, comment on articles, receive our newsletter, manage your account online and more!

The market is killing me ( may be a bit off topic ) Locked

6712 views
100 replies
1 rating 2 rating 3 rating 4 rating 5 rating
  • Member since
    December 2007
  • From: New Hampshire
  • 660 posts
The market is killing me ( may be a bit off topic )
Posted by sparkyjay31 on Friday, June 27, 2008 8:08 AM

Is anyone else feeling the crunch of the economy like me?  With gas prices at well over $4.00 a gallon, home heating oil above that, and the increases at the grocery store, and at all other realtors my layout has not been touched in a month.  I just don't have the $$$ to spend on my toys like I did before.

I'm very depressed.

  • Member since
    September 2006
  • From: Wayne County Michigan
  • 678 posts
Posted by dale8chevyss on Friday, June 27, 2008 8:16 AM
Try being over a year out of college and still not be able to find a job.

Modeling the N&W freelanced at the height of their steam era in HO.

 Daniel G.

  • Member since
    April 2002
  • From: Frankfort, Indiana
  • 424 posts
Posted by Morpar on Friday, June 27, 2008 8:20 AM

   I hear you there. Last night on the way home from work, I had to gas up my truck. I only needed a little over half a tank, and the total came to $88! Even riding my bike to work as much as I can is getting pricy, the last tankful there was $17.

   I get really depressed when I look at my 401K fund. At this rate, I won't be able to retire EVER! I'm starting to think I should save all of my money in a couple of Mason jars out in the backyard. I try to keep an "allowance" from my paycheck to limit my spending. It has been $100 a week for years, and this winter, it will take all of that to buy gas to go to work (probabaly and then some too). I'm trying to save up some money to buy a couple of locos from a guy, and I can't seem to get any put back.

   The only nice thing is that I do have a lot of stuff put back to work on when I can't afford to go to work any more! At least I won't be bored.

Good Luck, Morpar

  • Member since
    January 2001
  • From: Kansas
  • 808 posts
Posted by jamnest on Friday, June 27, 2008 8:28 AM
It's like the prototype railroad for me.  I have been working on the layout to get it into shape for an operating session.  I am not employed right now, but had previously stocked up on supplies for this anticipated time off.  Sorry to learn now that I did not purchase enough track or turnouts.  I have a staging yard at each end of the layoyut and do not have enough track and turnouts in the inventory to reach one of the staging yards.  Like the prototype, construction has halted until the railroad management can raise more funds.

Jim, Modeling the Kansas City Southern Lines in HO scale.

  • Member since
    December 2007
  • From: New Hampshire
  • 660 posts
Posted by sparkyjay31 on Friday, June 27, 2008 8:32 AM

 jamnest wrote:
It's like the prototype railroad for me.  I have been working on the layout to get it into shape for an operating session.  I am not employed right now, but had previously stocked up on supplies for this anticipated time off.  Sorry to learn now that I did not purchase enough track or turnouts.  I have a staging yard at each end of the layoyut and do not have enough track and turnouts in the inventory to reach one of the staging yards.  Like the prototype, construction has halted until the railroad management can raise more funds.

Interesting you say railroad management & raising funds.  At the rate I'm going right now, my B&M layout will go the way of the original.  Bankrupt...

  • Member since
    August 2004
  • From: Amish country Tenn.
  • 10,027 posts
Posted by loathar on Friday, June 27, 2008 10:36 AM

I've been out of work for almost 1 1/2 years!Banged Head [banghead] That leaves ZERO $$$ for the layout!Sad [:(] A can of paint or a copy of MR is a cause for celebration for me.
I've got 10 years management experience and I can't even get a job stocking grocery store shelves on third shift! I've applied at about 50 places in the last 3 weeks. Got ONE call for an interview. A job I was REALLY qualified for. I got 2 sentences out of my mouth and the woman interviewing me called out to the rest of the people in the office-LOOKY HERE! WE GOT US A OHIO YANKEE LOOKIN FER WERK!!!Banged Head [banghead]Banged Head [banghead]Banged Head [banghead]
I REALLY frickin hate living in the South!!Angry [:(!]

  • Member since
    August 2006
  • From: franklin ma
  • 95 posts
Posted by jesrr on Friday, June 27, 2008 10:53 AM
 loathar wrote:

I've been out of work for almost 1 1/2 years!Banged Head [banghead] That leaves ZERO $$$ for the layout!Sad [:(] A can of paint or a copy of MR is a cause for celebration for me.
I've got 10 years management experience and I can't even get a job stocking grocery store shelves on third shift! I've applied at about 50 places in the last 3 weeks. Got ONE call for an interview. A job I was REALLY qualified for. I got 2 sentences out of my mouth and the woman interviewing me called out to the rest of the people in the office-LOOKY HERE! WE GOT US A OHIO YANKEE LOOKIN FER WERK!!!Banged Head [banghead]Banged Head [banghead]Banged Head [banghead]
I REALLY frickin hate living in the South!!Angry [:(!]

john
  • Member since
    March 2004
  • From: San Diego
  • 954 posts
Posted by stokesda on Friday, June 27, 2008 12:03 PM
 loathar wrote:

I've been out of work for almost 1 1/2 years!Banged Head [banghead] That leaves ZERO $$$ for the layout!Sad [:(] A can of paint or a copy of MR is a cause for celebration for me.
I've got 10 years management experience and I can't even get a job stocking grocery store shelves on third shift! I've applied at about 50 places in the last 3 weeks. Got ONE call for an interview. A job I was REALLY qualified for. I got 2 sentences out of my mouth and the woman interviewing me called out to the rest of the people in the office-LOOKY HERE! WE GOT US A OHIO YANKEE LOOKIN FER WERK!!!Banged Head [banghead]Banged Head [banghead]Banged Head [banghead]
I REALLY frickin hate living in the South!!Angry [:(!]

Aw, c'mon, Loathar - the South ain't all bad! There are idiots like that all over the world, and just as much discrimination "up north" as "down south."  

I'm sorry about your bad luck, but don't hate the game - hate the player Wink [;)]

Dan Stokes

My other car is a tunnel motor

  • Member since
    July 2006
  • From: Bettendorf Iowa
  • 2,173 posts
Posted by Driline on Friday, June 27, 2008 12:13 PM

 dale8chevyss wrote:
Try being over a year out of college and still not be able to find a job.

What was your major?

Modeling the Davenport Rock Island & Northwestern 1995 in HO
  • Member since
    May 2005
  • From: The mystic shores of Lake Eerie
  • 1,329 posts
Posted by Autobus Prime on Friday, June 27, 2008 12:23 PM
Folks:

Things are rough now but just remember, this will pass.

(If people would have remembered that when THE BOOM TIMES WERE GONNA LAST FOREVER we wouldn't be in this mess now, but nobody ever does).

And that includes oil prices. It's a bubble. Bubbles pop. I know this is cold comfort if you oil-heat the house, but it will happen.

I just hope this present price problem motivates us to take a good look at our transportation system. It could be the best thing that ever happened. Republican, Democrat, Liberal, Labour, Conservative, phooey. Give me Economics for a party that really drives progress.

(Again, I don't want to be unsympathetic. Our Taurus and our battered old Cavalier cost half a bill to fill now. Holy speculation, Batman. I just want to present some perspective. Bad times, like good times, never last forever.)
 Currently president of: a slowly upgrading trainset fleet o'doom.
  • Member since
    January 2004
  • From: Crosby, Texas
  • 3,660 posts
Posted by cwclark on Friday, June 27, 2008 12:24 PM
 loathar wrote:

I've been out of work for almost 1 1/2 years!Banged Head [banghead] That leaves ZERO $$$ for the layout!Sad [:(] A can of paint or a copy of MR is a cause for celebration for me.
I've got 10 years management experience and I can't even get a job stocking grocery store shelves on third shift! I've applied at about 50 places in the last 3 weeks. Got ONE call for an interview. A job I was REALLY qualified for. I got 2 sentences out of my mouth and the woman interviewing me called out to the rest of the people in the office-LOOKY HERE! WE GOT US A OHIO YANKEE LOOKIN FER WERK!!!Banged Head [banghead]Banged Head [banghead]Banged Head [banghead]
I REALLY frickin hate living in the South!!Angry [:(!]

Maybe it's time to move away from thar'  ...come to Houston..There are jobs everywhere here. They need 80,000 truckers in this area alone to move the goods. I don't know what it is, but when the country gets in an economic slump, Houston becomes a boom town....Of course most of the oil refineries are here which my have a lot to do with it....chuck

  • Member since
    August 2004
  • From: Amish country Tenn.
  • 10,027 posts
Posted by loathar on Friday, June 27, 2008 12:43 PM
 cwclark wrote:
 loathar wrote:

I've been out of work for almost 1 1/2 years!Banged Head [banghead] That leaves ZERO $$$ for the layout!Sad [:(] A can of paint or a copy of MR is a cause for celebration for me.
I've got 10 years management experience and I can't even get a job stocking grocery store shelves on third shift! I've applied at about 50 places in the last 3 weeks. Got ONE call for an interview. A job I was REALLY qualified for. I got 2 sentences out of my mouth and the woman interviewing me called out to the rest of the people in the office-LOOKY HERE! WE GOT US A OHIO YANKEE LOOKIN FER WERK!!!Banged Head [banghead]Banged Head [banghead]Banged Head [banghead]
I REALLY frickin hate living in the South!!Angry [:(!]

Maybe it's time to move away from thar'  ...come to Houston..There are jobs everywhere here. They need 80,000 truckers in this area alone to move the goods. I don't know what it is, but when the country gets in an economic slump, Houston becomes a boom town....Of course most of the oil refineries are here which my have a lot to do with it....chuck

I would if I could.

A-No money to move.

B-Taking care of my "ailing" mom here.Whistling [:-^]

C-Diabetic...Can't get a CDL license!Banged Head [banghead] Trucking is the one thing that has a lot of openings here and I can't do it.Disapprove [V]

I've been offered my old jobs back in Oh. and Fl. if it weren't for the moving money and the "mom" thing.Banged Head [banghead]

Sorry. Didn't mean to vent. I'm just at my wits end these days.

  • Member since
    June 2004
  • From: Orig: Tyler Texas. Lived in seven countries, now live in Sundown, Louisiana
  • 25,640 posts
Posted by jeffrey-wimberly on Friday, June 27, 2008 12:47 PM
I'm on a fixed income of $627 a month. It costs $85 to fill my cars tank. Guess where the money has to come from. That's right, from the train budget.

Running Bear, Sundown, Louisiana
          Joined June, 2004

Dr. Frankendiesel aka Scott Running Bear
Space Mouse for president!
15 year veteran fire fighter
Collector of Apple //e's
Running Bear Enterprises
History Channel Club life member.
beatus homo qui invenit sapientiam


  • Member since
    October 2001
  • From: OH
  • 17,574 posts
Posted by BRAKIE on Friday, June 27, 2008 12:49 PM
Try living on a fix income..Thankfully my Union disability retirement pays far more the Social Security Disability...I just don't see how those on SSD lives with the high cost of living we face these days.Confused [%-)]

Larry

Conductor.

Summerset Ry.


"Stay Alert, Don't get hurt  Safety First!"

  • Member since
    January 2007
  • From: Eastern Shore Virginia
  • 3,290 posts
Posted by gandydancer19 on Friday, June 27, 2008 12:56 PM

My Mom and Dad went through the great depression. When I was growing up, I saw them save everything. My Dad used to get used lumber and pull the nails and straighten them out. I thought he was crazy. But guess what? I'm doing that now at 64.  I am saving EVERYTHING.

Take the hobby in a new direction. Start scratch building. Modeling is still modeling, it just takes longer and costs less to scratch build. I have been on a $60 per month hobby allowance for 20 years. I have learned a lot about scratch building.

The only thing I think I have done right in the last three years is I bought a Civic Hybrid almost three years ago, just before gas prices started going up bad. I get 50 MPG City or Highway. I just love it. However, five years ago we switched our heat form Propane to oil. That's a bummer. I am now fully retired on a fixed income, so far so good. We are getting ready to expand our garden again. Every little bit helps. Glad I stuck it out and retired from the Navy.

Elmer.

The above is my opinion, from an active and experienced Model Railroader in N scale and HO since 1961.

(Modeling Freelance, Eastern US, HO scale, in 1962, with NCE DCC for locomotive control and a stand alone LocoNet for block detection and signals.) http://waynes-trains.com/ at home, and N scale at the Club.

  • Member since
    February 2006
  • From: Germany
  • 524 posts
Posted by faraway on Friday, June 27, 2008 1:59 PM

 gandydancer19 wrote:
Take the hobby in a new direction. Start scratch building. Modeling is still modeling, it just takes longer and costs less to scratch build. I have been on a $60 per month hobby allowance for 20 years. I have learned a lot about scratch building.

May be that's even a better direction. You are really doing railroad modelling and not railroad collecting. You earn all my respect for your scratch building projects.

Reinhard

  • Member since
    August 2007
  • From: Red Lodge, MT
  • 893 posts
Posted by sfcouple on Friday, June 27, 2008 2:14 PM

We're on a fixed income and last night I sold a nice camera on eBay to raise some extra cash.  Fortunately we are able to use public transportation and don't even own a car, but the high cost of gasoline will start having a ripple effect on many consumer products. 

Wish those folks in DC could get together for a change and start doing something constructive instead of blaming everyone else for the economic problems we face.

I'm gonna be scratch building some more buildings and rolling stock, and maybe practice some weathering techniques.  But there are no major purchases planned for the railroad.  

Wayne 

Modeling HO Freelance Logging Railroad.

  • Member since
    August 2003
  • From: Cherry Valley, Ma
  • 3,674 posts
Posted by grayfox1119 on Friday, June 27, 2008 2:31 PM

This recession and inflation is breaking the backs of many families, it is very sad and very madenning also. Those of us on Fixed Income are really getting clobbered. Heating oil here in the Northeast is at $4.25 a gallon for #2 heating oil. Propane and natural gas are all headed UP as well, and if we have an early Winter, or a severe cold Winter, hold on to your wallets. I have 4 cords of wood ready for Winter to keep two woodburners going. Last year I used 520 gallons of oil for 12 month period, and I am going to try to reduce that use even further.

And guys, the REAL rate of inflation is between 8 and 10%, NOT the phony 4% that Fed is trying to tell us, so don't look for a COLA of over3.5% for SS this October. BUT, you can bet your life that Part "B" deduction for Medicare for those of us over 65 will be raised, and take away a large chunk of SS COLA increase.

I guess we will be buying more kits and Blue Boxes...."hear that Athearn???"

Dick If you do what you always did, you'll get what you always got!! Learn from the mistakes of others, trust me........you can't live long enough to make all the mistakes yourself, I tried !! Picture album at :http://www.railimages.com/gallery/dickjubinville Picture album at:http://community.webshots.com/user/dickj19 local weather www.weatherlink.com/user/grayfox1119
  • Member since
    May 2004
  • 4,115 posts
Posted by tatans on Friday, June 27, 2008 3:21 PM
It's not really a bit off topic, it's right on, and going to be a lot worse, everyone says the "30's" can't happen again (SURPRISE) This will not concern those with those golden pensions or the people that were making $80-100,000/year, but to the ordinary stiff trying to survive on $6.00/hr, times are tough. Predictions in the future are for some sorry times, we all can't just pack up and go west to some $100,000 a year magic job. So surviving by scratchbuilding instead of hitting the hobby shops and coming out with armloads of stuff you already have 20 of, will be the order of the future. (The 1.5% interest on your 401K doesn't help either)
  • Member since
    October 2006
  • From: Western, MA
  • 8,571 posts
Posted by richg1998 on Friday, June 27, 2008 4:15 PM

Went through this in the 1970s. The cost of gas reached the ungodly price of $1.00 or more.

Deal with it. You will survive. Stuff happens.

Rich 

If you ever fall over in public, pick yourself up and say “sorry it’s been a while since I inhabited a body.” And just walk away.

  • Member since
    July 2004
  • From: northern nj
  • 2,477 posts
Posted by lvanhen on Friday, June 27, 2008 4:29 PM
As many of us here, I'm on a fixed income, and gas is a big thing.  Actually, we're luck in North Jersey, average is right now about $3.99/gal, and there are stations that charge less for cash - I filled up Monday for $3.82 cash!!  Even at these "bargain" prices, a trip to my favorite LHS is about a half hour of 50-80mph driving, and a $3 trip to the LHS is now $8 - $5 less for the RR!!  (Don't tell me to slow down for better gas mileage - I don't want to live foreverMischief [:-,]
Lou V H Photo by John
  • Member since
    September 2007
  • 178 posts
Posted by chicochip on Friday, June 27, 2008 4:32 PM

When this year's election is over, we won't be constantly bombarded with "bad economic news" around the clock. Trust me, there is plenty of good economic news that remains unreported or under-reported. This seems to occur every four years, regardless of which way the political monemtum is headed.

Once we stop hearing as much doom and gloom, we'll all feel more optomistic, and we'll begin to more forward again. As Marshall McCuhen sp? noted 45 or more years ago, "The media is the massage."

 

chicochip

  • Member since
    August 2004
  • From: Amish country Tenn.
  • 10,027 posts
Posted by loathar on Friday, June 27, 2008 4:35 PM
 richg1998 wrote:

Went through this in the 1970s. The cost of gas reached the ungodly price of $1.00 or more.

Deal with it. You will survive. Stuff happens.

Rich 

Yeah, but ground beef wasn't $4/lb. then.Disapprove [V]

Tatans-Amen to those words brother! I WISH I could even get $6/hour here! Unemployment's over 9% here. And that's what the county says it is. NOT what it REALLY is! 

I'm glad I stocked up on some basic modeling supplies when I was working. I've got enough stuff to keep me busy for a while. I was drooling over an IHC Hudson at MB Klein last night. $59! Really hurts to not even be able to THINK about buying it! Even scratch building supplies are out of my price range because of the 100 mile round trip to get them.

  • Member since
    February 2008
  • From: Memphis, TN
  • 3,876 posts
Posted by Packers#1 on Friday, June 27, 2008 4:41 PM
 richg1998 wrote:

Deal with it. You will survive. Stuff happens.

Best advice anywhere.

Sawyer Berry

Clemson University c/o 2018

Building a protolanced industrial park layout

 

  • Member since
    January 2007
  • From: Kentucky
  • 10,660 posts
Posted by Heartland Division CB&Q on Friday, June 27, 2008 4:56 PM
uote user="Packers#1" quote user="richg1998"

Deal with it. You will survive. Stuff happens.

/quote

Best advice anywhere.

/quote

Ditto. Enjoy the Hobby.

GARRY

HEARTLAND DIVISION, CB&Q RR

EVERYWHERE LOST; WE HUSTLE OUR CABOOSE FOR YOU

  • Member since
    January 2004
  • 107 posts
.
Posted by MrKLUKE on Friday, June 27, 2008 5:17 PM

.

 

 

  • Member since
    June 2006
  • From: Sweden
  • 1,808 posts
Posted by Lillen on Friday, June 27, 2008 5:28 PM
 loathar wrote:

Yeah, but ground beef wasn't $4/lb. then.Disapprove [V]

Tatans-Amen to those words brother! I WISH I could even get $6/hour here! Unemployment's over 9% here. And that's what the county says it is. NOT what it REALLY is! 

I'm glad I stocked up on some basic modeling supplies when I was working. I've got enough stuff to keep me busy for a while. I was drooling over an IHC Hudson at MB Klein last night. $59! Really hurts to not even be able to THINK about buying it! Even scratch building supplies are out of my price range because of the 100 mile round trip to get them.

 

I pay 9 dollars per gallon of gas and 5-6 dollars per LB of ground beef. Welcome to Sweden.

 

Magnus

Unless otherwise mentioned it's HO and about the 50's. Magnus
  • Member since
    February 2008
  • From: Memphis, TN
  • 3,876 posts
Posted by Packers#1 on Friday, June 27, 2008 5:30 PM
 MrKLUKE wrote:

 I agree with the 3 guys that say "DEAL WITH IT". We can roll over and die OR we can fight it, live smarter, think of new ways to make money, etc. NO, I don't make much money but I know what to cut out and I can figure out ways to adapt. I understand people with physical disabilities and things like that have a much harder time. BUT, to all the healthy people out there...figure it out man!! Gas at $4/gallon is a pain but how much does the bottled water cost if you base it on a per gallon price? MORE than gas. How many people think nothing of that kind of stuff? It's a mind game. Gotta stay sharp and out-smart the system. Most of all, gotta stay positive and stop dwelling on the negatives. You won't get ahead that way. I was pleasantly surprised to see some positive thinkers out there. I'm lovin' life. It's short so embrace it. We have become a spoiled nation.  

Jeff (MrKLUKE) 

 

 

 

Ditto, Ditto, Ditto. Suck it up, folks. Ride a bike to places. If the grocery store is within biking distance of your house, use your bike (gotta run that by my parents). Do your scenery the old way, get the natural materials. Hey, no matter what, you'll normally be alive. So suck it up, and quit complaining. It'll pass, just like the great depression. I get so tired of hearing crud like "global warming" or that "the economy is bad".  It's doomsday crud. Forget about it. Oh, and the OPEC ain't helpin nothing either.

Sawyer Berry

Clemson University c/o 2018

Building a protolanced industrial park layout

 

  • Member since
    February 2008
  • From: Sunny SoCal
  • 423 posts
Posted by Margaritaman on Friday, June 27, 2008 5:31 PM

 chicochip wrote:
 As Marshall McCuhen sp? noted 45 or more years ago, "The media is the massage."

Close.  Actually McLuhan.  And it's "the medium is the message."  Although it sure feels like a massage at times. Wink [;)]

  • Member since
    August 2004
  • From: Amish country Tenn.
  • 10,027 posts
Posted by loathar on Friday, June 27, 2008 5:57 PM
 Packers1 wrote:
 MrKLUKE wrote:

 I agree with the 3 guys that say "DEAL WITH IT". We can roll over and die OR we can fight it, live smarter, think of new ways to make money, etc. NO, I don't make much money but I know what to cut out and I can figure out ways to adapt. I understand people with physical disabilities and things like that have a much harder time. BUT, to all the healthy people out there...figure it out man!! Gas at $4/gallon is a pain but how much does the bottled water cost if you base it on a per gallon price? MORE than gas. How many people think nothing of that kind of stuff? It's a mind game. Gotta stay sharp and out-smart the system. Most of all, gotta stay positive and stop dwelling on the negatives. You won't get ahead that way. I was pleasantly surprised to see some positive thinkers out there. I'm lovin' life. It's short so embrace it. We have become a spoiled nation.  

Jeff (MrKLUKE) 

 

 

 

Ditto, Ditto, Ditto. Suck it up, folks. Ride a bike to places. If the grocery store is within biking distance of your house, use your bike (gotta run that by my parents). Do your scenery the old way, get the natural materials. Hey, no matter what, you'll normally be alive. So suck it up, and quit complaining. It'll pass, just like the great depression. I get so tired of hearing crud like "global warming" or that "the economy is bad".  It's doomsday crud. Forget about it. Oh, and the OPEC ain't helpin nothing either.

I love it! Words of wisdom from a 15 year old! Banged Head [banghead]

Go get a job, move out of your parents house,try and support yourself, then lose your job and all you've worked for and see if you whistle the same smug tune there junior!Angry [:(!]

Subscriber & Member Login

Login, or register today to interact in our online community, comment on articles, receive our newsletter, manage your account online and more!

Users Online

There are no community member online

Search the Community

ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Model Railroader Newsletter See all
Sign up for our FREE e-newsletter and get model railroad news in your inbox!