Tinplate ToddlerBrent - it all boils down to the question of who would be willing to lend about $65k
The 65k is not a loan and you do not make payments on it. The person that fronts the 65k is a co-owner and he makes his money by splitting the equity that the home has hopefully gained in the time the parties have owned it.
Got lots done on the layout today, it was a good day.
All the best to all.
Brent
"All of the world's problems are the result of the difference between how we think and how the world works."
BATMANhe makes his money by splitting the equity that the home has hopefully gained in the time the parties have owned it.
I doubt that there will be much gain. There is a website allowing you to follow the development of the prices of each property on the market and, with the exception of urban properties in bigger cities, there is a downward trend, especially for rural estates.
Finding an investor who´d be willing to take that gamble on is probably more difficult than finding a bank who could facilitate this way of financing.
Happy times!
Ulrich (aka The Tin Man)
"You´re never too old for a happy childhood!"
Happy Sunday morning from Georgia, where our diner is parked for the month of November.
.
Since this is the last Sunday in the month, I decided to share some pictures of rural churches I have seen in Georgia. I think rural white churches are absolutley beautiful, and they are all unique.
I have, quite literally, hundreds of pictures or rural white churches I have taken through my travels. These are just a few examples more or less at random.
-Kevin
Living the dream.
SeeYou190 Happy Sunday morning from Georgia, where our diner is parked for the month of November. Since this is the last Sunday in the month, I decided to share some pictures of rural churches I have seen in Georgia. I think rural white churches are absolutley beautiful, and they are all unique. I have, quite literally, hundreds of pictures or rural white churches I have taken through my travels. These are just a few examples more or less at random. . . . . -Kevin
Hey Kevin -
There's a potentially profitable coffee table book in there. Or maybe a series of calendars.
Robert
LINK to SNSR Blog
Good Sunday morning. Just got back from church, and it's perfect outside for a walk on the trail. No breakfast this morning -- I had two pieces of cake.
Tinplate ToddlerThere is a website allowing you to follow the development of the prices of each property on the market and, with the exception of urban properties in bigger cities, there is a downward trend, especially for rural estates.
That's pretty amazing. In my part of the U.S., most rural areas are losing population, but the houses and land are going up in value. I think there is a lot of investment money that knows that property is a safe place to invest.
SeeYou190I have, quite literally, hundreds of pictures or rural white churches I have taken through my travels. These are just a few examples more or less at random.
Kevin, that's another interesting hobby you have. I agree with Robert. Those are pictures you expect to see on a calendar.
moelarrycurly4Actually raw bacon is the best bait for mice on traps. I can catch mice in 5 mins with bacon on a trap.
I read an email that said, "There's only two possibilities: Either you love bacon or you're wrong." You could probably catch just about anything, including me, in a trap with bacon.
If any of you ever go to Atlanta and want to see something interesting, a short distance east of the city is a park, Stone Mountain. There is a tourist railroad that runs around the park, an aerial cable cable car to the top, and a trail to the top if you're in shape. This picture is from 1979:
Have a good day, everyone.
York1 John
I asked my doctor if I gave up delicious food and all alcohol, would I live longer? He said, "No, but it will seem longer."
Good Evening!
Petra and I spent the better part of the afternoon working on a new idea for a home for Sylvia, following yesterday´s "conference" over the phone. She would like to have some more space. So I made a new layout, based on a 20 ft. and a 40 ft. container, placed side by side with a gap of 6´6" in between, which will form the entrance/hall. this allows for a much more generous design.
The floorplan shows about 60% more space.
The east elevation
The west elevation
And at night
The price will be a different one though. Pending confirmation by the builder, my estimate is about $90k for the building, including foundations and public utilities, i.e. electricity, water and sewer.
Time to sit back and relax now!
SeeYou190 Georgia... . Have you ever been driving through Georgia, and seen a tree that looked just like a "Super-Tree" we use on our model railroads? . I have... I had to pull over and take a picture of it. . . -Kevin .
Georgia...
Have you ever been driving through Georgia, and seen a tree that looked just like a "Super-Tree" we use on our model railroads?
I have... I had to pull over and take a picture of it.
Kevin, in my short three years here in GA, one thing I've noticed is that the trees are taller and the woods more crowded than what I'm used to, mainly the midwest. Trees seem to grow like weeds.
Thanks for posting many pictures of Georgia. I've learned a lot just by reading your comments.
- Douglas
Thank you to everyone for the kind comments about my photographs I have taken in Georgia.
Today we took a leisurely Sunday Drive through rural Georgia enjoying the fall colors. We headed Northwest from Atlanta and stuck to two lane roads as much as possible.
Some of the colors are in full spectacular seasonal change. This was a very relaxing and enjoyable day.
Afternoon Diners
Flo, give the gang and I a please and Dirk his Buffalo treat.
Tried to post yesterday but something went wrong with the site?
Yesterday was Dirk Pip 8th Birthday. Nasty day yesterday so we did not take him to the park. Today was nices so we took him too the park.
Mice War's In the last 7 days the body count has growen to 11 dispatched Mices. Got 5 yesterday a lone. Caught 3 in one sticky trap in the kitchen at the same time? Caught another one in the garage / trainroom, this makes for the third kill in the garage.
The strange one was in the bedroom. Seems the mouse I have seen in there finally got caught in a sticky trap under the nightstand. Some how the mouse worked the trap out from under the nightstand? Heard wife screaming her head off. Dirk had found the mouse in the sticky trap and was licking the Mouse? What I found strange is Dirk never touched the sticky trap and was not stuck to it? Well it was his so he got to lick a mouse?
Trains are running great. Running a old B&O Atlas GP 30. It was one of there early engines and it's decoder does suck rail spikes. On par with the Bachmann DCC on board. Quite engine and pulls well.
Later none smoking Ken and Dirk say's Woof, Woof.
I hate Rust
Hey everyone. How are you all doing?
Train front: My club had our first public event of the 2019-2020 season on friday evening. We did pretty well, and possibly even picked up a new member and his son. All I got done on my layout at home was: I soldered up some more feeder wires for the main, so hopefully the cutting in and out of power will stop. I still need to feed the sidings in the yard though.... that's going to be reeeeaaaaal fun..... I also started a new project. A SW1500 for the local steel mill road- the Union Railroad; NOT UNION PACIFIC! I'll update as it comes along.
Work/school front: Well, I made a decision. I am without a doubt going to go back to school in 2020, for computer IT. My local community college has a Associates degree on the course, so it's a place to start. Work is going okay. It's slowing down-as per most places at the end of the year- but there is still work there. I've got to burn 28 hours of PTO before 12/31/19 or I lose it. I'll figure out some way to productively use it up.
House front: The house is pretty much done for the most part. I mean I've got some far off plans (adding a basement door, and sealing the other one up. Chimney working, adding onto the kitchen,etc) but the major stuff is done. I've also FINALLY gotten everything unpacked, minus stuff on the enclosed breezeway/mudroom. So it's progress at the least.
(My Model Railroad, My Rules)
These are the opinions of an under 35 , from the east end of, and modeling, the same section of the Wheeling and Lake Erie railway. As well as a freelanced road (Austinville and Dynamite City railroad).
Good afternoon from a sunny for the foreseeable future West Coast where it is 12c.
Kevin, great pics, this one, in particular, caught my eye, especially the bell tower. It has a real South Pacific East Asia look about it. It would be interesting to know what the architect was thinking when it was designed.
Even though I am a heathen I find churches really fascinating and often beautiful structures and in my world travels have often gone out of my way to go have a look at them. I have a lot of photos in my collection of churches. Grain elevators are also high on my list.
I have been reading this morning on housing in Europe. Europe is awash in money and that is why there are negative interest rates. In Denmark house ownership is down and housing starts are heading up which happens when there is a shortage of the type of housing people want. Once construction catches up with demand homeownership should go back up. It is neither a bad or good time to buy real estate, it is a time to buy if you want a home you own. One should always look at ten-year trends at least, not weekly trends.
There is a lot of capital looking for a home in Europe and the markets are long overdue for a correction and the banks offer negative returns, so as an investor I would be elbowing everybody out of the way to get into a real estate deal as any return is better than paying to store your money. But you should not venture into things you are not comfortable doing. I tend to be a little more aggressive than most when it comes to getting what I want. Always ethical, legal and above board but creative. Reading leads to a lot of possibilities in life.
I had a great workout this morning and feel great so the wife and I will go for a long walk with the dogs and come home and watch the football game and drink a bottle of red or have Rum and Pepsis. I was feeling a little skinny and am down eight pounds so I can pig out for a day or two.
Adding to Kevin's beautiful fall photos this Mathew Hicks one is a favourite of mine.
BATMANEurope is awash in money and that is why there are negative interest rates.
Brent - this is phoney money as the European Central Bank is "printing" money just like mad, used to buy bonds from certain member states in order to avoid them to go belly up, ie. Greece, Italy, Spain and France. This is not money in the hands of investors.
The bubble is about to burst - and that will finally kill the EU.
Tinplate Toddlerthis is phoney money as the European Central Bank is "printing" money just like mad, used to buy bonds from certain member states in order to avoid them to go belly up, ie. Greece, Italy, Spain and France. This is not money in the hands of investors. The bubble is about to burst - and that will finally kill the EU.
Another problem is that the "managed" production and markets by the EU are falling behind. Trying to regulate the economy from a centralized government in Brussels is not working.
In 2006, 17 of the 50 largest companies in the world were European. Ten years later, by 2016, only seven EU companies remained on the list.
York1Trying to regulate the economy from a centralized government in Brussels is not working.
The EU commission is not a government in that sense and not managing the production. Legislation is still done by the government of each member state of the EU and EU rules must first be passed through the parliamentary process in each country to become national law. The EU rules and regulations concern environmental standards, product safety and the like, which has nothing to do with managing the production as had been done in the former Soviet Union. It actually is quite similar to the US, where FDA, NTB etc. set standards.
European businesses are not falling behind as, you say. They are still growing, maybe at a slower pace. The reason why they appear to fall behind is that new corporations from China have joined the ranks, mainly thanks to an ever growing number of businesses mainly from the US having transfered their production to China. We are stupid enough to feed the beast which is setting out to kill us!
Tinplate Toddler BATMAN Europe is awash in money and that is why there are negative interest rates. Brent - this is phoney money as the European Central Bank is "printing" money just like mad, used to buy bonds from certain member states in order to avoid them to go belly up, ie. Greece, Italy, Spain and France. This is not money in the hands of investors. The bubble is about to burst - and that will finally kill the EU.
BATMAN Europe is awash in money and that is why there are negative interest rates.
Phoney money is a good name for it. Money has no real value any more and it didn't when we were on the gold standard. If you are on a desert island dying of starvation and thirst and have a choice of a pound of prime rib and a litre of water or a pound of gold what are you going to choose. There was a lot to be said of the barter system though it would not be practical in today's world.
Quantitative easing is not exclusive to the EU, China devalues its currency and the United States has printed so much money this century they have had to put the fire hoses on the printing presses just to keep them cool.
It is the way the world economic system has evolved and in a lot of ways, it is not so bad. Adjustments can be made fairly quickly to avoid mass starvation and displacement of humanity.
Ulrich, you and I are the same age and we have a lot less time ahead of us than behind us. If you want to run that final lap in your own home you play with what the rules are of the day. Call it phoney money or anything else, it is easier than ever to get your hands on it, just look at North America, we are in debt past our eyeballs. The future have's versus the have nots comes down to what kind of debt they carry. They have the freedom to choose, freedom is a wonderful thing.
Those houses you have shown us look great, can't you rent one instead of buying one. Renting does have its advantages.
If anyone wants to give their mind a little exercise watch a movie on youtube called "Zeitgeist" it covers a lot of topics including world monetary policy. You may not agree with what they say but at least you'll have something to think about.
I watched a movie on Netflix last night called Lion, it was really good and a true story to boot. Can lightning strike twice I am too tired to do anything else but the idiot box.
BATMANMoney has no real value any more and it didn't when we were on the gold standard. If you are on a desert island dying of starvation and thirst and have a choice of a pound of prime rib and a litre of water or a pound of gold what are you going to choose. There was a lot to be said of the barter system though it would not be practical in today's world.
My parents´genration learned that the hard way. There was a time, immediately after the war, when money wouldn´t buy you a thing to chew on. People traded what they thought were their valuables for a slice of bread or a potato. Those were the days when only the people with tillable land were rich! People in the cities used any means of transport to get into the countryside to walk from farm to farm, offering their jewelry, oriental rugs or other things they had to get food. Not all succeeded.
Me again!
Just had lunch - pork schnitzel, fries and a side dish of cherry tomatos in a special vinaigrette sauce made from premium olive oil, Italian Balsamico vinegar, Bavarian sweet mustard, parsley, black pepper and salt.
Delicious!
I got so indulged in elaborating the plan yesterday, that I did not check how to fit that building onto the property in question in Denmark. Of course, it doesn´t fit the way I had planned, so I had to mirror it to be able to position it properly, making the best of the available pot for it. The job took only a few minutes, but getting the side elevations drawn took ages. Each picture takes about half an hour of rendering! Well, it´s done, so here are the hopefully final drawings!
If Sylvia agrees to this plan, the next step for me is to prepare the quite extensive documentation and specifications necessary to get quotes from potential builders. That´s going to take quite a few weeks for me to prepare. Keeps me out of mischief!
Good morning.
I'd like to share a cup of Joe with all of you to start off the Holiday Season.
Being that we are all Model Railroaders, I think it's the perfect cup of coffee for all of us.
So enjoy a good cup of Joe on me
Best Holiday Wishes.
TF
TF -
Good Afternoon,
Cloudy here today but at least it is fairly warm at 32F.
Well I've joined the brass crowd as I bought my first and likely last, brass loco yesterday. I bought a model of a CN K5a Hudson. I've always wanted one but the prices are high for such a model at least until yesterday. I picked up a factory painted one from an on-line seller in the U.S. Perhaps being from the U.S. is the reason for the relatively decent price. Not sure of the demand for such a distinctive CN engine there. I'll have to install a decoder but I'm not worried about doing that. Of the 5 CN had, 2 are still in existence. I was in the cab of one at the Elgin County rail museum in St. Thomas a few years ago. It was a real race horse with 80" drivers but apparently couldn't pull much. That is my Christmas present partly funded by the N scale stuff I've sold recently. I doubt I'll run it much as it is large for my layout but I find it like a piece of art.
I've been dog/ house sitting again for our friends but that will end tomorrow. I don't mind as it only for 4 days and the dogs are no trouble. They sure aren't as smart as a Westie though. Gosh Robbie knows were most of rooms in the house are. You can tell him to go the living room, dining room or bedroom and he runs to the correct room every time.
Well I have to make a quick grocery run and then it is back to the Keeshunds.
CN Charlie
Greeting fellow diners from the State of Georgia.
Today our travel will take us to the small town of Flowery Branch, Georgia. Why you ask? Well... one of our employees in our Gainesville, Georgia location told me that the best barbeque in Georgia could be enjoyed in Flowery Branch, and I just had to see for myself.
Flowery branch had a couple of surprises for me. The first one was this old depot that has been restored and is in nice condition. The location of a power pole made it hard to get a good picture. This was the best I was able to do.
The second surprise was this really interesting caboose. I do not have any information on the prototype, and I do not even know what railroad it operated upon. It is forty feet long and looks like it was built on the frame of an old boxcar. The steps and truck placement are not normal for a caboose, and it has a very heavy fishbelly underframe. This is inspiration for a future STRATTON AND GILLETTE caboose modeling project.
I wonder who I would have to contact to get permission to paint this one as a SGRR caboose. It needs a roadname, and mine would be perfect for it.
I found Moonie’s Barbecue, and just as Shane promised me, it was absolutely excellent.
This was a good day to be in Georgia.
Eveing Diners
Flo give the gang and I a please and Dirk his Doggy Treat. No Flo, not a mouse!
Work Front Was Peaceful for the most part. Not a single new customer all day. Not surprised by that with this Friday being Black Friday. Only stress was caused by Jerry and Nancy customers. Jerry was working in the Saint Charles store today, so I had them call him!
I did not want to be a new Father at age 63 but I was weak. God I love him but Dirk is the sweetest pain in the caboose that could be. Now if he would just empty his ashes in our ash pitt! Had to walk him tonight a 1/4 mile to get him to clear his fire box.
Mice Wars. No new bodys to added to the body count. I did set a new Claymore Mine for the Mice-a-con.
Later, none smoking Ken and Dirk say's Woof, Woof.
BATMANI find churches really fascinating and often beautiful structures and in my world travels have often gone out of my way to go have a look at them.
This church is one of my favorites, and I have photographed it three times.
Unfortunately, I have never been there to capture it when the sky was blue.
The power line completely ruins any picture of it anyway.
I can't begin to tell you how many beautiful churches are out there with powerlines, billboards, or big trees ruining all attempts to get a good picture.
SeeYou190The power line completely ruins any picture of it anyway.
Indeed, it does!
I am just glad you don´t see neither power lines, nor any giant flashing billboards here.
Can you picture the view of this cute little church being "littered" with power lines and billboards?
Time for a proper "Good Morning"!
I did not get much sleep last night. There are just too many thoughts circling around in my head and I have become restless, feeling like game being tracked down. I took the time to look at our strategy and options and re-evaluated our chances for a quick move to Denmark.
The issue of financing is certainly a key one, which I can´t solve from here. I need to go talk to people locally to get an insight into that - which I will eventually do, in connection with looking at properties I find suitable.
What are our options?
Option 1. is very unlikely. Houses for more than one party are either rare as hen´s teeth, or way too expensive due to their urban location.
Option 2. has a better chance. There are plenty, affordable homes on the market. Whether we could put a second house on the land, remains an open question to be settled with the local authorities.
Option 3. seems to be a feasible one as well. There are plenty of properties on the market, for little money, as they are in rural, remote locations. If and what can be built on the property has to be settled with the local authorities. However, I don´t want to go through the whole process of building a house again, so it has to be something prefab and pre-assembled, move-in ready after being put on the foundations.
After evaluating the options, my strategy is the following:
Option 2. is my favourite option. It would allow us to move in quickly and monitor the erection of our friend Sylvia´s house. I will put most of my effort in pursuing this option.
Option 3. is my second favourite option. It requires alot of upfront work, which would not be an issue for me. The bigger issue is saying good bye to quite a few things that we think are dear to us. Pairing down to a minimalist lifestyle would be a prerequisite for this option. Furthermore, the rather industrial look of those container homes will effect a change of style. We are more into a rural cttage-sty look, which does not match well with the utilitarion atmosphere of a container home. I am prepared for that, but I cannot judge Petra´s acceptance to that. Lots of talking ahead of me! I hope she will see the benefits of traveling with "light luggage" - you move faster than with a big load from the past!
Option 1. will be put on the back burner - I will continue to look occasionally, just not to miss an opportunity. I have my doubts that many new listings will come up, though.
Just to get a better grip on the cost issue for option 2., I quickly drew up a plan for a twin house, with both sides being the same, just mirrored. The two haves are connected by a room, which will act as office or guest room by either side as a shared facility.
This is the plan:
Floor plan:
An additional room is on the rooftop terrace - a possible train room?
And the elevations:
Power line? What else may have disappeared?
Church_sans-wire by Edmund, on Flickr
Happy Days!
Regards, Ed
gmpullmanPower line? What else may have disappeared?
Those two ugly red cones?
Our Church / House...
My room is on the east side of the east wing three rooms south from the north.
ROAR
The Route of the Broadway Lion The Largest Subway Layout in North Dakota.
Here there be cats. LIONS with CAMERAS
Looks very much like the Gothic churches in Northern Germany - here a picture of the church of St. Peter in Bremen:
It´s just a little older than your church, Lion - construction began in the 11th century.
Ed, that was a great success removing the offending items from that photograph. I have never learned to use photo editing software.
Sometimes in Georgia it is really worth your while to park your car and hike a few hundred feet into the woods.
Look at this magnificent bridge I just found.
Georgia pays off again.