Another coffee TO GO, please.
***Chris, if they got "snooty" with me, I'd offer them a lesson in how to treat customers, tell them to "Go #^*! themselves", keep the products, and never do business with them again. What are they going to do, take you to small claims court over their error?
Gave Cold Mountain (one of our horses) her first eye treatment this evening. Been waiting on the antibiotic salve to arrive, which it did. Hopefully, twice a day treatments will fix her up.
Off to the train room. Rob
Looks like I overdid it today. It's 72 in here, I'm tired and I'm shaking like a leaf. I may be going to bed early tonight. Alli did was put up some weather strip in the back doors of the van, disassemble a blower (nine inch squirrel cage), clean it, lube it and put it back together. Get the layout ready for ballast work to start and I finished the painting on the two Stewart U25B's. Maybe that last did it. Felt fine before making all those trips between inside and outside. Getting up and down the steps is somewhat difficult for me. Oil well (my mother's are shut down right now so the company can import more foreign oil to keep prices up) we'll see how I feel tomorrow. If I still feel bad in the morning I may just stay in bed.
Dr. Frankendiesel aka Scott Running BearSpace Mouse for president!15 year veteran fire fighterCollector of Apple //e'sRunning Bear EnterprisesHistory Channel Club life member.beatus homo qui invenit sapientiam
cudaken Bank Of America Got a letter from them dated 02-02-11. Pretty much sounds like I better start getting boxes gathered up for moving. In a nut shell it states Yes, we took your $923.00 payment but that does not mean will give up our right to Foreclose on your happy caboose. Now if you give us $16121.53 you can keep your house. I paid in person at a local branch another $1,000.00 on the 02-10-11. I can pay them another $1,000.00 to $1200.00 this month. That mean I would have sent them between $2923.00 and $3123. in less than 28 days. 3 house payments is only $2631.00, you would think they would take that as a pretty good sign of good faith on my part would you not? Plus I have not been working a full month yet.
Bank Of America Got a letter from them dated 02-02-11. Pretty much sounds like I better start getting boxes gathered up for moving. In a nut shell it states Yes, we took your $923.00 payment but that does not mean will give up our right to Foreclose on your happy caboose. Now if you give us $16121.53 you can keep your house. I paid in person at a local branch another $1,000.00 on the 02-10-11. I can pay them another $1,000.00 to $1200.00 this month. That mean I would have sent them between $2923.00 and $3123. in less than 28 days. 3 house payments is only $2631.00, you would think they would take that as a pretty good sign of good faith on my part would you not? Plus I have not been working a full month yet.
Ken, I hate to say it, but I stand by the advice I gave you before {which I have gotten from the famous financial gurus who help people in such situations on TV such as Suze Orman, Clark Howard, etc}: quit giving them money and start saving it yourself {OBVIOUSLY at another bank- or rather in several banks to avoid failures} and sock it away for a new house. BOA is OBVIOUSLY not willing to work with you and will probably foreclose on you anyway. Stop sending them $1000 + checks/payments every other week as it doesn't matter to them if they are going to foreclose on you. All it does is give them more of your money, and you loose out in the end and are broke when it comes to moving.It can take them several months to foreclose officially when they demand you OUT by sending in a US Marshall. That gives you time to save, save,save for another place. Have they given you ANY WRITTEN GUARANTEE that if you paid them their stupid $16.121.53 that they would stop foreclosure on you? Probably NOT. DOes that guarantee they still won't foreclose on you? probably NOT. That is just more money they can glean from you and still foreclose on you. Your credit is already ruined as they have already reported your delinquent and deficient payments...even if only delinquent by one day or one dollar.
It could take them 18 months to foreclose and push you out. At teh nearly $3k you are giving them, that would give YOU $54K to go rent/put a downpayment down on another house/take a trip to the Bahamas if you want. They don't care about your "good faith payments" or "promises to pay". You are behind, have been behind and they don't care if you loose your house or not.
Your best savings grace is before you send them any more money and they are threatening foreclosure, is to DEMAND a copy of the ORIGINAL LOAN DOCUMENTATION PAPERS, so you AND your lawyer {whether you get one or not} can review them. Most likely, especially if they were NOT the originators of the loan {and even if they were} WON'T be able to come up with the ORIGINAL LOAN DOCUMENTATION YOU SIGNED way back when to PROVE tehy ARE teh legal Mortgage holders!. If they CAn't {especialy if they bought a "loan package bundle" from a loan dealer}, tehn you CAN legally HOLD OFF eviction for foreclosure! THEY must prove they have the right to foreclose on you! ANd if they can't produce teh original loan docs, THEY could be in trouble as they would have NO PROOF you owe them the mortgage! By the time they produce {IF they can} the papers, you will have teh cash to pay whatever arrears may be owed in one lump sum to "redeem" your mortgage. WHy keep throwing good money after bad by sending them more of your hard earned money?
Either way, if you do loose out, you will have plenty of cash to start over. Your credit rating is most likely already ruined, so a foreclosure won't ruin it too much further. If you are in arears on your mortgage and facing forclosure your credit rating and FICO score is in the toilet already. It can only go up from here if you get on a good track and pay all your other bills on time. If you start saving the money you would send to BOA, you could even rent a house and offer teh landlord adanced payment cash for a year if you need to. Ask any prospective landlord if they report your good payment record to teh three credit bureaus. If he does, it will only help to bolster your {likely} low score. The Landlord may indeed check your your score before deciding if you are a worthy tenant. You can offer 1st, last, and security paymetn if nothing else, you do not have to necessarily pay him all in advance.
-I am NOT in your position, I can only offer advice to your plea and quagmire of disaster surrounding you. I DO feel for you.
-I am NOT a certified financial advisor, nor do I play one on TV {like the real ones I "quote" from tv.}
-Seek Legal counsel with some of the money you would throw their way {BOA} in a possible futile attempt to save your house.
To others: I have been away for a few days, jsut didn't feel like posting. ANybody miss me?
Havea great night!
-G .
Just my thoughts, ideas, opinions and experiences. Others may vary.
HO and N Scale.
After long and careful thought, they have convinced me. I have come to the conclusion that they are right. The aliens did it.
Ken: as far as you should be concerned the folks at Bank of America are a bunch of highway robbers in suits. Stop giving them money. It most likely won't make a difference and in the end they'll take the house and keep your money and you'll have no legal recourse to get the money back. Put your money in otthe banks as you've been advised and build up a healthy sum for another house.
Evenin' folks!
Flo, that guy over there at the Rivit Counter.... He looks familiar.... Who? Oh........ Galaxy, yep now I remember... Oh, I could use a cup of decaf, please.
Galaxy, I was wondering where you were.... Glad to see you back in tonight. Hope you are felling better!
Ken, something i was gong to tell you a couple weeks ago. Write down, verify, and date every phone conversation you have had with the Thieves.. Ah, BOA. Also... the time has come to get a lawyer! This is not something you can handle alone! You need good legal advise!
Jeffrey, just remember, "With a clean shirt, nice tie, and an expensive suit coat even a Banker can appear respectable..."
We are now down to a temp of 28°F with 21 mph steady winds and gusts to 28 mph. Wood stove has been lit and I have been hiding down cellar in the train room.... Working on some scenery at the quarry. Just making some hillsides there and getting ready to start on an Octagonal Blacksmiths shop...
Ray Seneca Lake, Ontario, and Western R.R. (S.L.O.&W.) in HO
We'll get there sooner or later!
Well, my temp is 101.2 (slightly high) and my blood pressure is 155 over 84 (again slightly high). I'm not feeling well so I'm getting off now and heading for the bed.
jeffrey-wimberly Ken: as far as you should be concerned the folks at Bank of America are a bunch of highway robbers in suits.
Ken: as far as you should be concerned the folks at Bank of America are a bunch of highway robbers in suits.
I'll preface this with saying I've worked for one of their competitors in the past as a researcher: Bank of America is probably the worst in the business. Everyone is pretty bad, but someone still has to be the worst at it.
JEFF: I hope you feel better tomorrow. Your friend Mr Raintree will have a vision candle burning for you as he takes his vision quest tonight.
David Parks I am the terror that flaps in the night!
Hey Ken
I read your latest interpretation of BOA's nastygram. My take on that letter is the bank is saying, "Just because you've sent us buckets of money, that doesn't mean you're off the hook. We still own the mortgage you've promised to pay and we expect you to pay it." Corporate attorneyspeak is, by design, intentionally worded to threaten and intimidate the recipient into complying with the company's desires. But I'll repeat here what I've mentioned to you before: the bank DOESN'T WANT your house. They want your MONEY. They are purely profit motivated. A vacant foreclosed house that they can't sell COSTS THEM MONEY, especially in this depressed housing market, which is exactly opposite of what they want. All a foreclosure does is choke off another source of cash flow for them, and they are fully aware of it. It's simply bare-knuckle strongarm tactics.
I second the opinion of those here who advise you to secure legal counsel. Believe me, the bank is glad you've resumed payments, but they will continue to bludgeon you with ugly threatening letters until they either get all they feel they're owed or have been otherwise restrained.
Jim
"I am lapidary but not eristic when I use big words." - William F. Buckley
I haven't been sleeping. I'm afraid I'll dream I'm in a coma and then wake up unconscious. -Stephen Wright
Ken: I concur with everyone else here..they are using forceful language to make you run around like a chicken with the head cut of...I would keep up the payments anyhow...
Jeff: We''ll pray for you as well...take care...
Ray: My Spring is right here by my computer with me......that fickle thing that showed up a couple of days ago is now gone again..we are now at that mighty 14F going down to -2F...
Good Evening
I've got a lovely bunch of homew**k to contend with from w**k..2 reports need done...
Chloe, I'll have two burger platters and 4 slices of Strawberry/Rhubarb pies...I'm going to have my comfort food...
Any argument carried far enough will end up in Semantics--Hartz's law of rhetoric Emerald. Leemer and Southern The route of the Sceptre Express Barry
I just started my blog site...more stuff to come...
http://modeltrainswithmusic.blogspot.ca/
Evenin' all!
Flo, just a cup of...... ah, is that a Strawberry Rhubarb Pie over on the counter? It is? Hmmmmm Ahem! I'll have a slice of Strawberry Rhubarb Pie with a scoop of Vanilla Ice Cream on it and a cup of decaf. Thank You ma'am, I'll be in the back by the stove.
Barry, I have a black and white kitty sleeping right by me at my computer as well. He has not been happy with me today because I spent way too much time downstairs in the train room.
I carved and installed a few pieces of foam that will comprise a small hill near the quarry. The soon to be created Blacksmith's shop will be in that location. The Blacksmiths shop will hide the Tortoise sitting there as i couldn't mount it under the layout where it needed to be.
I will be scratchbuilding the octagonal Blacksmith shop to cover the torti. The shop will be made removable so access can be had to the Tortoise. The prototype for the building is a few miles south of Lyons, NY not far from where I live.
have a good one!
73
Thanks for the comments about my situation. Much appreciated.
Recovering huge amounts of money may be hard here, but we are considering legal actions. .It is time consuming for me to go through her records in AL.
On the plus side, Mom agreed to ride with me for a few days in KY. I can get stuff done, and scammers can't get at her. Also, she now is considing moving to a really good assisted care center for seniors in AL we have visited in recent days. That will be a blessing if she does so. ... She'll ride with me tomorrow for KY, and I'll drive her back in only a few days.
Meanwhile, my MI sister is having her surgery on her retina next week. .... Grand daughter is doing well.
Speaking of Bof A mortgages, I recall B of A acquired Countrywide Financial during the Financial Crisis. Countrywide was one of the very bad ones. Countrywide Financial did special favors for politiicans who got away with their corruption. ... Enough before getting political.
Take care, everybody.
GARRY
HEARTLAND DIVISION, CB&Q RR
EVERYWHERE LOST; WE HUSTLE OUR CABOOSE FOR YOU
*Door blows open and I come flying in, carried by the wind*
Phew! It's REALLY windy out there!
Long day. Typical Monday. Monotonous Monday. Nothing to talk about. Nothing at all.
Jerry, Happy Anniversary!
Chris, I'm not supposed to tell you this, but...You said the lady on the phone was a, well, you know... Well, I hear that MTV decided to put Snooki working in customer service for a day... Just cause it would be "interesting" for Jersey Shore... THAT's why the lady you talked to was so ___
But don't tell anyone I told you!
On a serious note, when I talked to Atlas about getting the board replaced for my genset (which I STILL haven't done!), the people I talked to were very nice.
Robby, glad the interview went well. Hope you get the good news soon.
Well, it's getting late. I'll see you guys tomorrow.
My Model Railroad: Tri State RailMy Photos on Flickr: FlickrMy Videos on Youtube: YoutubeMy Photos on RRPA: RR Picture Archives
What
is
a
"Snooki?"
Is THAT anything like a "Lady Ga-Ga?" (by the way, WHAT is a "Lady Ga-Ga?"
*shakes head in disbelief of the decline of contemporary culture while heading for the juke box to see if any KISS is in there to soothe his soul*
Chris
***EDIT*** Egads! TOP! Order up boys...Rerun will bring in the debit card....
The Cedar cRapids Industrial Branch: Proudly Shipping Yesterday's CrunchBerries Tomorrow!
Insomniac Special, please.
***Ray, like the blacksmith idea. You must have plenty of patience to do trackwork like that.
All I did tonight was "run trains". Pulled the S.P. Daylight around a few times to check grades & curves, no problems. Of the half dozen trains run, only trouble was with the Bigboy. No doubt (with it's weight & length) it did not like a few of the temporary shims, which will be replaced. Other than a few additional switches, this new track plan should suit me fine.
Funny how after all these years, I still love watching model trains go round. Just can't see them as well or as close up as I once could.
Cheers! Rob
The door slowly opens. A man, dressed in a black suit and with an intimated look on his face, enters the room, where a group of people are sitting on chairs, arranged in a circle.
Welcome, a stirringly beautiful woman greets him, why don´t you take a seat and make yourself comfortable? Mind introducing yourself to us?
My name is William, and I am a banker, the man says. Welcome to the BAoA, the Bankers Anonymous of America, the woman answers. We are here to help you...
Could be a true story
Good Morning Folks!
Janie, coffee and a breakfast bagel, please.
Ken, I am not familiar with foreclosure procedures in the US, but if they are the way they are over here, once foreclosure is initiated, there is hardly a way to stop it. I agree with the others who said that you should get legal advice on the issue before you continue to make payments into a maybe lost case.
Another busy day ahead of me - hope I will be able to drive to our new office. It is raining outside - at temperatures below freezing, this is no fun!
CUL
Good Morning ! from Tipton IN.
Bill Tidler Jr.
Near a cornfield in Indiana...
Good Day Folks!
Cup of coffee please!
Looks like we will hit near 60's this week, finally out of the deep freeze. Have a great day all!
Steven
Ulrich: Hope things go well with the endeavour...
Chris: Some of the music forums I'm on are having a wonderful time of this... I think this Snooki personage is the same thing this "lady Ga-Ga" is...all googoo
Good Morning
As you can tell I'm all piculous today..I get to do a bunch of grocery shopping and various other hd things..maybe later on I'll get to do some layout stuff as well
We are sitting right now at the mighty -2F with our high going all the way to 26F..by the end of the week we'll see a high nearly at 50F!!...in the rain, of course...
Flo, I'll have a coffee and a big ol' stack o' pancakes please---with REAL maple syrup...I'll be at the RC for a bit...
Good Morning,
Garry, back before the collapse Country Wide offered me a “drive by loan”; just tell them what I want to borrow and they were going to loan it to me. I picked the value of my house and that was it. Well up to $300,000.00. Needless to say I didn’t do it.
Ken, something to keep in the back of your mind; locally here banks have threatened to foreclose. The bank is so overwhelmed by the sheer number of foreclosures in my area and they don’t want the house because then they are responsible to keep the grass cut and pay the taxes. Not to mention liable if someone hurts themselves on the property. People move out and abandon the house before they are officially evicted. The bank is not transferring the house into their name, but they are writing off the mortgage. A year later the former home owner gets a bill for the property taxes. Like I said it’s a problem in my area and my buddy makes good money watching houses to see if the people abandon the property before they are evicted. If they leave early the bank auctions off the house and transfers everything by court order to the auction winner. Not everything is the same in all areas, but I wouldn’t physically move out completely until the bank gives you notice.
I’m starting to get nervous about my house and the ability to continue making payments. Not because of the mortgage, I’m at 3%. I’m worried about the taxes. In 2007 my mortgage payment was $600.00/month. Now I’m paying almost $900.00/month. What will it be in another 4 years? $1250.00/month? For a $90,000 1949 house? Who would buy a house if the taxes and insurance is $695/month?
BM1 Lee Soule USCG (ret) L.S.&W Railroad Serving the Lower Great Lakes
Good morning. Its going to warm up for the next couple of days, and I can't wait.
Well got a email at 3:00am this morning saying, no job with NS. I'm a little disappointed, but not mad/upset about it. Jessica asked if I would ever apply again, probably not. I tried, but at least I have the other job.
Not much planned today. Got some running around town to do.
Have a good morning.
"Rust, whats not to love?"
Good Morning!! Coffee and a couple slices of French Toast with cinnamon and Maple syrup please. Thanks. Today: Partly sunny, with a high near 47. Robby- Sorry about the railroad. Well I did not make it to the basement to start on my bridge last night. Not because I got roped in to wo*king, just because I, well, sat down and didn’t get up. So this morning, I plan on heading to the layout room and do a bit of bridge figuring. I know I’d ciphered it out and figured it’d work, but it may not suddenly. Maybe it was the way I looked at it yesterday. Anyway, that and probably a piece or two of roadbed can be put down. Then we’ll see what happens after I head to w*rk for the first shift of the day at 10:30. I’ll probably head into Mom’s apartment and be back for wo*k at 5, for a load of something going somewhere. Goodwill.., local missions.., neighbors.., dumpster.., they’re all getting something. Best get a move on. Ya’ll have a Great Day!!!
Good Morning!! Coffee and a couple slices of French Toast with cinnamon and Maple syrup please. Thanks.
Today: Partly sunny, with a high near 47.
Robby- Sorry about the railroad.
Well I did not make it to the basement to start on my bridge last night. Not because I got roped in to wo*king, just because I, well, sat down and didn’t get up.
So this morning, I plan on heading to the layout room and do a bit of bridge figuring. I know I’d ciphered it out and figured it’d work, but it may not suddenly. Maybe it was the way I looked at it yesterday.
Anyway, that and probably a piece or two of roadbed can be put down. Then we’ll see what happens after I head to w*rk for the first shift of the day at 10:30. I’ll probably head into Mom’s apartment and be back for wo*k at 5, for a load of something going somewhere. Goodwill.., local missions.., neighbors.., dumpster.., they’re all getting something.
Best get a move on.
Ya’ll have a Great Day!!!
Todd
Central Illinoyz
In order to keep my position as Master and Supreme Ruler of the House, I don't argue with my wife.
I'm a small town boy. A product of two people from even smaller towns. I don’t talk on topic….. I just talk.
Good Morning Gang!
Flo, coffee please.
Well I scored some major Husband points last night, taking the wife out for a Romantic steak and lobster dinner and then surprising her with diamond earrings. Being Valentines Day, the Wife's Birthday and Our Wedding Anniversary I always make sure the gift is big enough to cover all three, but I am the sensible one and being that my wife is an artist I usualy get her tools and such more usefull things. The diamonds totaly caught her off gaurd, and she scored with a great gift for me, the Dremmel Trio, I am sure this will come in handy on the layout.
Jeff; Hey take it easy and watch that blood preasure, I know how easy it is to over do it, so be careful.
Ken; I wish I could tell you that everything will work itself out with the bank, but they seem to play with there own set of rules and we dont get to see them. Back in Oct. of 09 when the Dr. took me off work for the latest battle with my cancer, I tried to work out something with the bank on an auto loan. All I wanted was to lower the payment some, well they got me so ticked off that I took the truck and parked it at there offices, three months later they sold it at auction at a loss of 5000.00 dollars which I am paying at 50.00 a month and put a reposession on my credit. The funny thing about all this is that on dissability I am bringing in less than a third of my old sallery, and we have more money now than when I was on the road busting my butt 70 hours a week.
Robby; Sorry the job with NS did not pan out, but if that is what you realy want to do, dont give up.
Jerry; Congradulations on the Anniversary.
Rob; Stop that laughing I can hear you! Even though we have had this horse for 9 years now, it has allways been my wifes thing, I am a city boy from sunny southern California and this country living is still new to me. We have been here for over ten years now but before dissability I was on the road six days a week and realy did not get the full experience. I still have alot to learn, but over this past year i now know what the appeal was to get out of the city for my wife.
Well I had better get out and finish fixing that fence and then its up to the studio to work on bench work. I am still coughing some but feeling much better than I was. It is supposed to be another spring like day here so I had better enjoy it while it lasts.
See you all later.
Ron
I refuse to grow up!!!
Good morning. It's 52° and cloudy. The high will be 67° and mostly cloudy.I;m feeling better this morning. Temp is down and bp is normal. We'll see how long that lasts. Today I'll probably be doing a vacuuming of the entire layout. It needs it. Some of the structures at the back of the layout have cobwebs on them. I might even get around to applying decals to my pair of Stewart U25B's. The one in the photo below originally had a Kato drive but the motor was dead. I replaced it with an Athearn motor then had to change the trucks out because the shafts weren't compatible with the Athearn flywheels. I replaced them with Proto 2000 trucks with Athearn worms and shafts. I did end up cutting the shafts and extending them with heat shrink tubing. Looking back on that I probably done that with the Kato shafts and put the Athearn hex end on them but I wasn't thinking about that at the time and I had already destroyed the joint on the end of one of the Kato shafts by then.
Good Morning All...Its partly cloudy and in the mid 30's here...I'll have coffee and toast please..Thank You..Thanks for all the well wishes on our anniversary..We had a great day..
got a couple of things going on work bench..and rans some trains...
You all have a good one...Jerry
AmanaMedic What is a "Snooki?" Is THAT anything like a "Lady Ga-Ga?" (by the way, WHAT is a "Lady Ga-Ga?"
Do a google search for "snooki" or a wikipedia search. It will tell you what a "snooki" is and yes, it is kinda like a "LAdy Ga-ga" or a "Bieber" {Justin}.
Remember, however some of our parents wondered what a "KISS" or a "Pac-Man" was, and some didn't approve.
Oh well *alas*....
Mornin' everyone!
Zoe, I'll have a short stack of buckwheat pancakes with maple syrup (leave the bottle.....) and a cup of dark roast coffee in a FGLK Mug. I'll sit at the rivet counter for a bit this morning.
Robby, sorry about the NS job.... Are there any shortlines around your area? I know the guys working for the FGLK love their jobs and are on fairly regular hours and get to be home every night. A lot better for family than the gone for the week schedules on the big lines.
Jeffrey, THAT dieseasally thingy looks dogone good! What do those thing do on a RR anyway?
Ulrich? Looking at offices? Does that mean you have the job back? I sure hope so!
Ron, Glad you are getting to like country living.... Only thing I hate about where I live is I am in a city! Place is teeming with over 13,000 people..... Place is crawling with them! Funny, when you look it up they show photos of nice country scenes. Much better if you want to attract more humanoids here! Lucky for me I live on the edge of town and only have to walk a block to see farmland and woods!!!
Galaxy, only thing I can say is that the Grammy Award people finally picked someone I can actually call an artist for the "Best New Artist" award! Esperanza Spalding is an incredible musician and is head and shoulders above the rest!!! As a musician I.......... Well. I'll stop before I get in trouble.
I'm waiting for a package to arrive today......
Later!
A sweet tea for now.
Got some things finally done around town, and now I need to smooth out some "dips" in the driveway. Dang winter weather!!
Ray.......Maybe one short line, but I would have to ask a buddy of mine on what the name of the company is. The NS job wouldn't have been the long hauls. The farthest I would've gone would have been Altoona, Pa. I will ask about the short line thou. I guess I will keep a eye out also for future NS jobs.
Good Afternoon Gang!
I am just back from what I´d say was the most important meeting in recent years. It is a kind of break-through. We are now able to register the company and start work. The bank has not yet given the approval of our funding requirements, but we found a way to start without major investments. This also means I will have a job starting April Back in business, so to speak. The salary will be low, as the company will not be able to pay a fortune, but anything is better than nothing. I may be able to sneak in a little purchase of MRR stuff, now and then. What more can I expect?
Zoe, whatever these chowhounds are having, put it on my tab. I shall be going for a mug of hot chocolate, if you don´t mind.
Robby - I am sorry that the job with NS did not work out. I will keep on pulling for you!
Blessings to all of you!
Morning Folks. I am at work so there is not spell check!
Just got off the phone with a law firm that helps stop forclosers. They said don't belelive anything the bank tells me and stop throwning money at them. My biggest problem they said is the fact the house is worth more than I owe on it.
I gave them my personal information over the phone and will fax them what they need Wednesday from the house.
Here is a link to there site.
http://www.homerescuehelper.com/
While I don't feel like I am off the hook (this could be a scam as well) I am feeling a little better about things.
Only time will tell.
See you later today.
Ken
I hate Rust