First off, welcome to the brilliant world of model trains!
Now, you're talking about wire for handrails....are you sure you're in the right forum? This is Garden Railways and for handrails we use brass that is a darn sight thicker than papertag wire!
The Home of Articulated Ugliness
"From what I've been able to find for closeup photos of the real units, there doesn't seem to be any major 'lump' at the joints between vertical and horizontal that you would get with soldering"
On locos that came with them usualy, espically second generation and on. If it origionally had hood railing then the conversion was probablly a quick fix and is all messed up. some First generation locos had pipe castings that resemble soder joints.
"I was considering using steel wire, like the stuff that is used for attaching paper tags to things, and then resistance or 'spot' welding them together...?"
That could work assuming you have a spot welder handy but what scale are you using?
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