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How much do you spend on this hobby?

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How much do you spend on this hobby?
Posted by ATLANTIC CENTRAL on Sunday, September 4, 2016 10:14 PM

Now I'm not looking to get real personal into peoples business, but there has been a lot of talk on here recently about brass, and the value of our collections, and what to do with them when we leave this earth.......

Not to mention some views about buying and selling, or just buying, and about buying "too much", and so forth. And about the relative wisdom of buying more expensive models vs less expensive models.

So that got me thinking, because I have been at this hobby a long time, since about 1967.

And I started out with some stuff my father was building/collecting shortly after I was born in 1957......

I don't still have every piece......but I have a lot, and have only sold off a hand full of items in those 49 years. Literally, I have only sold about 6-8 items in that time, items I purchased with good intention of using then later decided I would not be happy with, or would not fit my layout theme as well as I first thought.

Compared to some, I have a lot of train stuff......compared to some others, I'm about average, and compared to others, I don't have much at all.

About thirty years ago, I decided on a theme for my modeling. I have stuck to that theme, I only buy items that fit that theme, and have yet to reach all my goals or get bored with that theme.

So, now the big question, how much do I spend on trains? How much should one spend on trains?

Obviously this is personal, and relates to a number of factors. So I did some math, and tried to put some numbers together on my purchasing habits and my "investment" in model trains.

One thing became clear right away. No matter how big the number seemed at first, it was an extremly small percentage of my income and/or net worth.

My anual spending in the last 20 years has only been about 1-2% of my anual income.

And the life time investment is likely only about 1/2 of 1% of my net worth today, maybe 1% at the very most.

I don't have a lot of other hobbies, at least not ones where I regularly spend any amount of money similar to what I spend on trains. My lifestyle does not include expensive vacations, exotic travel, expensive clothes.....it does include a comfortably large home and nice cars, not extravagant cars, just nice ones.

So what is point of this? The point is simple.

I can meet my modeling goals with 1% of my money. Buying more expensive models would require changing my modeling goals or spending more. I'm not interested in doing either.

At 1%, I don't have to give any thought to what becomes of my trains at the end of my life, or before.

And, personally, I would not be comfortable spending more than that on something so unimportant in the big scheme of life.

Sure, I love the hobby, but it is a luxury, a luxury that should have a proper place in any budget.

And, I feel blessed to have what I have, trains and otherwse. I will not apologize for how many trains I have, or for how big my layout room is, or for the modeling goals I have set for myself, or for the brands and types of trains I choose to buy.

Those of you who are happy with less, that is fine. Those of you with stacks of brass locos, or layouts bigger than my space, good for you.

So what do you spend? Share or not in any way that you are comfortable.

Sheldon 

 

 

    

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Posted by BRAKIE on Sunday, September 4, 2016 11:05 PM

ATLANTIC CENTRAL
My anual spending in the last 20 years has only been about 1-2% of my anual income.

That was my average when I had a wife and two kids but,I was bless with good jobs including railroading for six years.

As a bachelor(widower) since 1992 I would say 5% of my anual income goes for trains and since I was retired in '05  I now spend around 1.5% of my anual income. My purchasing has dropped 80% since there's very little I need and even my monthly resupply orders is now every other month.I still buy freight cars and my last engine was a Life Like P2K SCL GP18 in late March. I buy MR,Trains (monthly) and Railfan as well

I will be buying 2 Scale Trains DCC/Sound SD40-2 in their Operator series.Maybe a additional Bachmann GE70 tonner if I decide to go ahead with my planned Lake Side Terminal or LST for short on my U shape ISL that is in the making at very slow speed.The LST is still up in the air and may never come to land.

Larry

Conductor.

Summerset Ry.


"Stay Alert, Don't get hurt  Safety First!"

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Posted by fieryturbo on Sunday, September 4, 2016 11:06 PM

Man are you sure you want to go down that road?  Every time one of these topics comes up about the price of the hobby, it spirals into a black hole of negativity.

Julian

Modeling Pre-WP merger UP (1974-81)

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Posted by mbinsewi on Sunday, September 4, 2016 11:18 PM

I'm about the same.  Plus, I also spend maybe just a touch more on my other hobby, restoring and refurbishing garden tractors. 

Fixing and older (20 years plus) garden tractor I pick up for under $100., can easily end up costing the same amount as a new HO scale loco, with sound.

Winter time is for one hobby, summer is for the other.

Mike

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Posted by hon30critter on Sunday, September 4, 2016 11:19 PM

Hi Sheldon:

You raise an interesting point. I had never evaluated my model railroad investment in terms of our net worth.

When I do the (very) rough math I come in at about 1.3% of our net worth. That will go up a bit in the near future as I buy the materials needed to actually build my layout. 

However, you make an even more important point - So What? When I look at the amount of enjoyment that I have had and will have in the future from model railroading, the $ involved represent some pretty cheap entertainment. To put things in perspective:

- I used to have a vintage MG. If I had kept that car and restored it, it would now be about 10% of our net worth. OK, it would be fun to drive occassionally, but vintage car insurance precludes driving it around every day. You can only go to special events. Other than that, it would have given me sore arms from washing and waxing the thing every weekend. Thrilling!

- We just had a fantastic trip to British Columbia, but it cost us a bunch. If we had travelled like that a lot in the past we would be bankrupt by now. As far as I can tell, I'm not going to go broke modelling trains.

Ultimately I think the message is that you should not worry about what you have spent on trains (unless it took food out of your babies' mouths of course). What's done is done. Now sit back and enjoy it.

Dave

I'm just a dude with a bad back having a lot of fun with model trains, and finally building a layout!

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Posted by "JaBear" on Monday, September 5, 2016 12:29 AM

I must admit Sheldon that discussing how much money one spends on a hobby makes me somewhat uncomfortable because over the years I’ve spent in the General Aviation field I’ve seen far too many examples that having a lot money in aviation doesn’t necessarily make those participants good at it! And I’m well and truly over dealing with their over inflated egos!!

ATLANTIC CENTRAL
And, personally, I would not be comfortable spending more than that on something so unimportant in the big scheme of life. Sure, I love the hobby, but it is a luxury, a luxury that should have a proper place in any budge

To a certain extant I do agree, wife, kids, kids education, and mortgage do come first, but I do believe that having a hobby is essential for mental wellbeing which in turn is beneficial in dealing with the far more important things in life, and having a hobby is even more important when one gets to retirement age. (I’ve got a bit to go but have observed the unfortunate results from older work mates and others I’ve known who haven’t had a hobby).
 
I’ve never worked out what percentage I’ve spent, I suspect it is very small, and as my income depends a lot on others disposable income, which of course is increasingly dependent on global fiscal matters which are beyond the purview of this forum, the amount is still rather variable.
 
Where we are so lucky, and this is what the ffolkes who want to continually flog the tired “the hobby is too expensive” nonsense don’t seem to be able to grasp, is that there are so many facets and enjoyment to be got from this hobby with very little capital out lay! I spent years armchair modelling which while not visually productive, was cheap, and did help me narrow my goals so that I haven’t “wasted” too many funds chasing the end of various rainbows.
 
Perhaps I’m lucky or just plain weird, (probably the latter) but I get great enjoyment from the genuine enjoyment of others pleasure no matter what their model railroad budget is.
 
How much isn’t actually important, what is important is the amount of bang you get from your buck.
 
Model Railroading is Fun.
 
Cheers, the Bear.Smile

"One difference between pessimists and optimists is that while pessimists are more often right, optimists have far more fun."

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Posted by rrebell on Monday, September 5, 2016 1:03 AM

My cost when done with my layout will be $0, why, buy low sell high and most of the stuff I kept is the cream of the RTR market as far as rolling stock and engines.

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Posted by IRONROOSTER on Monday, September 5, 2016 1:35 AM

Model railroading spending, for me, is in the same category as vacations, dining out, and other activities that could be easily dropped if times were tight.  So as a percentage of net worth, I don't really know nor do I think it really applies.  The total value of my stuff in terms of what my heirs could sell it for will vary greatly depending on how much they are willing to work to get the best price.  I never sell anything so I have everything that wasn't a consumable like scenery, wiring, track, etc.

Over the years I have spent between 0.1% to 2% of annual income, depending on where I was in terms of children and mortgage.  Currently, I could spend more, but about 1% seems to be the norm.  While I need basic supplies like wire, roadbed, track, paint, glue, etc as I work on my layout, the major stuff like locomotives, cars, structures, control system are already purchased - at least if it's available in S scale.  Most of my structures will have to be scratch/parts built, but I have been accumulating things like door and window castings over the years.  So a lot of current spending is on things that appeal to me in HO and O, mostly older kits that aren't very expensive.  Eventually, I'll have a small layout in both of those scales.  And if I live long enough, all the kits will be built!

Enjoy

Paul

If you're having fun, you're doing it the right way.
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Posted by doctorwayne on Monday, September 5, 2016 1:43 AM

I never really worried too much about how much money I had in the hobby.  If I needed or wanted something and could afford it, fine, but otherwise I did without.  I often "settled", too, and made the best of what I could afford.
I don't spend much money on the hobby nowadays at all, as I have lots of projects already on hand, along with most of the materials to complete them.  The biggest investment I've made is time, and that, to me, is as good as income.

Wayne

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Posted by DRfan on Monday, September 5, 2016 6:23 AM

I also have reduced my purchases.  In the past, I would jump on anything announced by manufacturers that appealed to me.  I now sit back and think about buying any item for while and decide whether or not it I really want it.  Because of this, I prevented myself from buying items that are rarely used.  I would say I limit my purchases to about $250 a year.  

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Posted by riogrande5761 on Monday, September 5, 2016 6:30 AM

Anothet topic here which is more about something else, in this case money, and less about what this foeum is for, namely model trains. Confused

A likely sensitive topic.  My only answer to the question is more than I would like and not enough.  Which touches on a nerve that someone alluded to earlier, that this topic treads dangerously close to on which tends to go south very often.  Common sense folks.

Rio Grande.  The Action Road  - Focus 1977-1983

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Posted by richhotrain on Monday, September 5, 2016 6:31 AM

LOL

So far, no one has told you exactly how much he has spent, and no one probably will.

I made the mistake of tracking the cost of my purchases since I got into the HO scale side of the hobby back in January 2004.  For a while, I was uncomfortable regarding "how much" I spent on the hobby. But that has tailed off over the past few years as I now have everything that I need or want. That said, if I go forward and build my Dream Layout, I will need to start spending once again.

I recently had a conversation with a buddy and revealed to him how much I have spent on the hobby over the past 12+ years. He is a sport fisherman as a hobby. When I told him the total amount that I have spent, he laughed and said that he spends that annually on his boat, fishing equipment, docking fees, etc. So, it is all relative.

By the way, Sheldon, you haven't told us exactly how much you have spent.

Rich

Alton Junction

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Posted by ATLANTIC CENTRAL on Monday, September 5, 2016 7:09 AM

Like a lot of you, I spent a lot when I was in a some phases, and much less now that I have much of what I need and want.

To the few who commented about this being a dangerous topic, remember, I am not complaining about the cost of the hobby, or the cost of any item or catagory of items. I don't think anything in this hobby is over priced, in fact I think most stuff is a bargain, but that is a separate topic - one I have already shared my views on dozens of times.

So we have one poster who admits he is in some sort of model train trading business to support his purchases - good for him, but no thank you - that would spoil the hobby for me. Making money is work to me - not a hobby.

And too that end, I'm going to go on a sidebar in my own thread. I hate the hunt. That's one of two reasons why I don't buy "used" stuff. I do buy "new old stock", but seldom if ever buy stuff "already been played with".

This also speaks directly to one of my big reasons for not buying brass. My modeling goals call for groups of matched locos to give the "home road" that fleet look of a big railroad. I have as many as nine of the same loco in one case, and most every loco that says ATLANTIC CENTRAL has two or three brothers. 

Cost aside, what a pain that would be in brass to hunt down multiple copies of the same locos - so I actually like the idea that Bachmann likely made 20,000 or more USRA Heavy Mountains over the 10 plus years they produced them, making it easy for me to have nine of them - not mention the fact that I only paid $100 each on average........

Point of all this, well many of you got the point. The personal cost of the hobby should be what you can easily afford and not really miss - and not need to recover.

And that should allow the hobby to be the food for the spirit that it should be........and no one should feel bullied into spending more by those who preach "quality".....or spending less by those who preach "minimalism".

How much have I spent, I don't know exactly, I don't keep a spread sheet (I do keep one on my garden tractor hobby), I could have easily bought a couple of the nice cars in my garage - but it took 49 years to spend that much........

Sheldon

    

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Posted by Doughless on Monday, September 5, 2016 7:55 AM

I can't really answer the question, since I never really paid attention to it in terms of percentage of income or net worth.  I have bought more than I need, but I'm a bargain hunter by nature.  I'm pretty good about not spending more than my means on anything, including trains, so I never really had much motivation for keeping account of my spending on the hobby.

It took a while to totally settle on how I wanted to approach my goal, or exactly what I like, so I have bought more than I need; and have sold items I found out I didn't like.  I am a lone wolf modeler, so part of the overbuying was investigation and curiosity....educational.

We are moving from Indiana to Georgia in the coming weeks, and I want my new layout to have a NS/Southern RR focus instead of a Conrail/PC bent.  Since my new layout will have fewer items than my current one, I expect the sale of the midwestern items will fund the purchase of the SE items...a push.

At my new house in Georgia, I plan to take a more deliberate approach to the hobby, catalogue items, keep better records, etc.  I do want to track my purchases better than I have, but like many, I expect my purchases to be fewer going forward than they have in the past.

- Douglas

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Posted by rrebell on Monday, September 5, 2016 9:38 AM

I hear the lament of not wanting to turn your hobby into a buisness. Being successful at most of my endevors at making money (not because I am better at it but will spend the time it takes even if it means 70hr work weeks and 20hr days at times) so the temptation is always there, almost bit the bullet a few times. Don't think I could be like Howard and do the hobby as both buisness and hobby. Howard has always impressed me.

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Posted by BroadwayLion on Monday, September 5, 2016 9:42 AM

LION spends 25% of his annual income on the trains of him. Only problem is the annual income of him is $Zero.oo.

Figure perhaps $300.00 per year or so, probably much less. New MTH subway train is on the way, but that was from monies horded from last year's vacation.

I bought a couple of NWSL motors (avout $60.00) with the permission of the Abbot. I can get about that much from him every four months or so. A few cash dollars from the prior for toos or such. If I cal them tools for the Computer Department, I can buy them on my own hook.

 

LION builds layout of him from found materials.

Net cost for these stations are virtually zero, which is a good thing because my railroad has 23 stations.

ROAR

The Route of the Broadway Lion The Largest Subway Layout in North Dakota.

Here there be cats.                                LIONS with CAMERAS

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Posted by selector on Monday, September 5, 2016 9:53 AM

I entered the hobby in January of 2005.  I have built three layouts in that time and am partway through the track-laying on a fourth.  Total costs, to date, including materials and new tool purchases, engines, rolling stock, track elements, would be about $25K Canadian.  That works out to about 5% of my earnings over the period of 11 years (I'm on a military pension).

This was a concentrated period, it being accomplished in only 11 years.  I have slowed substantially in the past three years with few purchases except for what I need to start the fourth layout.  I have no plans for motive power purchases as I have a nice stable of 22 locomotives of various kinds and roads. I don't see anything recently issued or coming on line that I want...or 'need'.

 

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Posted by tloc52 on Monday, September 5, 2016 9:58 AM

Expenses and finances are always very personal. Do I have % number? I don't, but my the wife tracks everything we spend and I could have one pulled. But why? If you are modeling and spending at a comfortable rate for YOU, does it matter what my spending is? A few months ago when this came up either here or at MRH forums, I responded that I'm retired and spend at 100 to 150 per month. I still do, but its not budgeted. I do have a retired friend who buys about $500 a month just in locomotives and has a plywood Pacific.

But I have spent a lot more some months and not so much during others. Like all spending/budgeting, it becomes a problem when you over spend in 1 area and neglect others. Do you feel you have to spend on trains? That could be a problem. There is on Railwire a guy selling all his Nscale stuff to pend off a divorce. His list of equipment for sale was immense. Just be happy with what you can afford and not worry if you are keeping up with the CaseyJones.

JMO--not in anyway am I attacking you, the topic or anybodies spending

Tom

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Posted by DAVID FORTNEY on Monday, September 5, 2016 10:41 AM

I never kept track of what I spent on my one and only hobby. I spend very little now a days being retired and beings I lost 2 pensions from companies I worked for who went out of business and with it our pensions. 

But all in all I'm still having fun and playing with my trains I have . I now pick up older engines that need a little TLC. Just picked up a Rivarossi UP 4-8-4 which runs smooth and quiet. It cost small dollars. 

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Posted by DAVID FORTNEY on Monday, September 5, 2016 10:44 AM

V8Vega

When the new Lionel Vision Line Big Boy came out a little while ago at $2,000 they were lining up to buy it.

 

A local hobby by me sold 180 of those $2000 locomotives, wish I had that kind of money

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Posted by Catt on Monday, September 5, 2016 11:37 AM

I really have no clue as to how much I spend on this hobby as there are months that go by where my only purchase is 4 magazines ( 2 specifically N scale and 2 general model railroad mags MR & RMC).

Johnathan(Catt) Edwards 100 % Michigan Made
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Posted by jjdamnit on Monday, September 5, 2016 11:46 AM

Hello all,

My wife thinks too much.

I think not enough!

Hope this helps.

"Uhh...I didn’t know it was 'impossible' I just made it work...sorry"

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Posted by BRAKIE on Monday, September 5, 2016 12:03 PM

ATLANTIC CENTRAL
How much have I spent, I don't know exactly, I don't keep a spread sheet

Nor do I but,this morning over coffee I added up what my SCL models has cost me..I was pleasantly surprise to learn my small SCL engine fleet cost me around $600.00-for 4 P2K GP9s, 4 GP38-2, a GP18 and a Atlas SCL GP7.

Why all 4 axle? They look right at home on my ISL.

I buy new,use and supposedly new old stock. I enjoy the hunt that's why I buy used and  collect IPD short line boxcars.

Larry

Conductor.

Summerset Ry.


"Stay Alert, Don't get hurt  Safety First!"

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Posted by UNCLEBUTCH on Monday, September 5, 2016 12:14 PM

When I became serious obout MR , my start up money came from the sale of a large pile of scrap iron,copper, brass, that I collected over the years. At that time with no real goal in mind.My layout is built with recycled wood,foam and wire,even the hardware is liftover from home inprovement projects.I was gifted a big box of tyco type buildings, my start to kitbashing. Trees are weeds, grd.cover comes from dirt and driveway.Any extra money,side jobs,sale of unneeded items go into the train fund. Xmas,fathers day yealds gift certificates for LHS.

Other then some ''for sale'' signs and super glue from the hardware store, I can say that almost 0% of train money comes from the household budget.

As to how mutch I really spent; I never kept track,when the coffee can ran emty I had to wait for another windfall

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Posted by csxns on Monday, September 5, 2016 1:22 PM

UNCLEBUTCH
money came from the sale of a large pile of scrap iron,copper, brass

When i worked for a concrete plant when i had extra concrete left on the truck we could take the left over and get rid of it made lots of train money that way.

Russell

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Posted by FRRYKid on Monday, September 5, 2016 1:32 PM

In my case, it depends on the month. There have been points where I have overdone it in some months just because I have gotten parts for multiple engines. (When I decided to power my 4 dummy GP20s. That got a little expensive.) I finally decided to do a payroll card from my job. I have a samll amount put on it to try to keep it under control. (Doesn't completely happen but it seems to keep it somewhat contained.)

"The only stupid question is the unasked question."
Brain waves can power an electric train. RealFact #832 from Snapple.
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Posted by BroadwayLion on Monday, September 5, 2016 1:42 PM

Once upon a time, the LION worked for a living, and him got paid every two weeks. The budget of him was based on two paydays per month. This means that twice a year there was a third payday in the month. THAT WAS FREE MONEY FOR HOBBY USE. : )

 

ROAR

The Route of the Broadway Lion The Largest Subway Layout in North Dakota.

Here there be cats.                                LIONS with CAMERAS

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Posted by Graham Line on Monday, September 5, 2016 1:43 PM

Between selling off surplus materials and work directly related to  model railroading, the hobby supplies about 2 percent of my annual income.

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Posted by hardcoalcase on Monday, September 5, 2016 2:10 PM

 

By any measure, my expenditures have been miniscule, these are the major reasons:

I started my 1st serious layout 20 years ago and asked the local hobby stores to bid on my long list of track components, by doing this I paid about $1500 and saved about $500 over best itemized prices.  These track items are now in their third life on my current layout.  Along the way I converted all the turnouts to DCC-friendly.

My benchwork is recycled 7 ply, ¾” plywood cut to 1x4” size which I got for free.  Long boards are in their 2nd round of re-use under my ownership.  When I need more, I use 6 ply, ¾” pine plywood at HD ripped to 1x4 size which comes to about $2.30 per 8’ stick.

I model the early 1900’s, so most of my freight car fleet consists of MDC Roundhouse Old Timers, which I typically acquire at local train shows for $5 per copy and then upgrade them with additional details.  I use the cast metal chassis as the foundation for scratchbuilding other cars.

My time period also dictates smaller locos, typically Consolidations, etc., and my roster is a mix of newer plastic and older brass found during bargain hunting.  The brass locos I have are usually basket cases, and I enjoy tinkering with them and hunting for suitable replacements for missing parts.

Of course, I occasionally need to buy another sheet of subroadbed plywood, another sound decoder or a curved turnout, but these pale in comparison to the recycled items and the fun of searching through the bargain bins.  Frugality wasn’t the objective… it just turned out that way.

Jim

 

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Posted by cedarwoodron on Monday, September 5, 2016 3:04 PM

I currently have two main hobbies- railroading and landscaping my yard. The former is approached with a pauper's eye, as I go to swap meets for rolling stock and engines.

I used to buy periodically from Train World for new stuff, but as their prices have gone up significantly in the past several years, I look more to EBAY for bargains, outside of the swap meets. I guess I spend around that 1% figure at most these days, and could not see myself spending significant amounts on a single new engine  (I have over 25 for a small switching layout).

The landscaping spending is based on what my wife will allow, and as that goes to improve the property, the budget is a bit more robust- but then, my daughter will end up with the house, so landscaping is not just a hobby but an investment in the future.

The trains- not so much! I just don't see the daughter getting into the hobby at this point, as she is now done with college!

CEDARWOODRON

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