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I've never had a problem with Paypal after nearly 200 purchases. I think much of the problem comes from the the seller limiting the type of paypal he will accept and not posting or the buyer not reading. Most problems can be eliminated if the buyer and seller email at the close of the auction to verify payment methods so that there is no confusion. It also might be advisable to stick with sellers that have had experience with paypal. Just check their feedback and look at the listing associated with the feedback. It will tell you what forms the person is accepting. chances are if all his listings have paypal as an option, then he's gotten a few already and knows hot to use it.
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