Although not a collector, I had packed away in excellent condition the above O gauge trains. (The American Flyers consist only of an engine, tender and three freight cars described below.)
A pipe burst has damaged them, but I am insured for full replacement cost, i.e., retail.
To determine replacement costs for the Lionels, I purchased Greenberg's 2010 Pocket Guide. I have the sense, and perhaps incorrectly so, that Greenberg's is very accurate as to what a collector could sell a Lionel car for, but that purchasing the same in excellent condition might be at a different cost. For example, my Lionel 262 prairie locomotive (with #224 on its side) with its tender are valued as Greenberg's item 675, p.73, at respectively $170 and $49.
I have found no price reference guides for American Flyer O gauge. All I have is a steam engine whistle tender train (with #561 on its side) and its Pennsylvania coal tender (with #558 on its side), a gondola (green with black trim with #476 on its side), a box car (tin plated white with red trim with #478 on its side) and a Shell tanker (with #480 on its side). The only value I found was on the web for a sale of the coal tender at $99.99.
The point of all of this is how should I go about finding out the true retail replacement costs for these trains cars and engines that were in excellent condition? For the Lionels, just stick with Greenbergs? For the American Flyers, is there a dealer who could provide me with what he would charge for replacement and perhaps the same information for the Lionels?
Finally, among the ruins was a Penn Line diesel horn controller. Would this be part of the American Flyer steam engine above or is it something else?