Good Morning!!!
Coffee, two eggs over easy, and a good helping of whatever you call it when you cut potatoes in little chunks and fry them. And could they put some sausage gravy over those please, thanks.
Stepped outside to get some receipts out of the truck to figure up what is owed so far and like’ta froze! It’s 60 degREES out there! S’posed to be Sunny, with a high near 77.
Stiiiill wo*king on the apartment. Renovations of renovations of renovations are rough as some will tell you. Especially since the innovation of the deck screw, adhesive caulk and Liquid Nails. If you need to attach something, use a screw. The longer the better. If there's a gap, caulk it. Use some reason on this one here, gaps of more than 1/2" get a filler strip... and then caulked. And finally, if there's nothing for the screw to grab and it does fall, use Liquid nails. Oh and chuck a 30 amp breaker on everything so you can run more without tripping the breaker. Pay no mind you're still running 14g. How the place is still there is beyond me. Oh well, I'll getter straightened out. Actually yesterday, the wife (friend/boss’s wife. Not mine) was showing the daughter the “so far’s” when she turned to me and said, “it’s too late now, but I think you were right. We should have just gutted this place and started over.” I nodded my head and said “yup, but no way it could have happened in 30 days. I don’t care what they show on HGTV. Shoot this is pushing it.” She showed up at the back kitchen door last night smiling saying she cleaned the place up ( oh it was a mess )…..We’ll see what I can’t find now and what she threw away I need yet. Nah, she’s a nice gal. Likes to follow you around and clean up. Wish she’d come live with us.
Ya’ll have a good day, ya hear!!!!
Todd
Central Illinoyz
In order to keep my position as Master and Supreme Ruler of the House, I don't argue with my wife.
I'm a small town boy. A product of two people from even smaller towns. I don’t talk on topic….. I just talk.
Good morning. It's 75° with 99% humidity. The high will be 95° and will feel like 102°.Looks like I'll have today to myself pretty much. One of the Apple II disk drives needs some cosmetic restoration on the front panel so that should keep me busy for a little while. It looks like it will lose it's Disk II label as that has plenty of scratches and dents. I hope it doesn't put up too much of a fight while I'm removing it. The rest of the front panel has some scrapes and scuffs. It shouldn't be hard to get those to vanish. Aside from that I'll probably watch a couple of movies and a Trains and Locomotives show I recorded from RFDTV.
Dr. Frankendiesel aka Scott Running BearSpace Mouse for president!15 year veteran fire fighterCollector of Apple //e'sRunning Bear EnterprisesHistory Channel Club life member.beatus homo qui invenit sapientiam
Good morning! After hockey last night, it's aches and pains as usual for me. Nothing specific, just the normal mistake of playing a young man's game with an old man's body. One of my fellow hockey players is a guy we call "Old Joe," even though he's a few years younger than me. He races motorcycles. Last night he announced that he was in a race over the weekend, and he was older than the rest of the field combined.
Lehigh, great to hear about your financial windfall. I'm still paying for my daughter's college, even though she graduated in May. Once the loans are paid off, I can retire.
It cooled off a bit yesterday. Like the morning commute, the afternoon one was another exercise in terror. I drove through a line of thunderstorms. Traffic was moving along fine on the Interstate, but suddenly it was down to 25, and that was as fast as anyone, including me, wanted to go. Visibiltiy was very poor, but it was only a mile or two and then I was through the storm, It's supposed to dry out and be comfortable tonight.
It takes an iron man to play with a toy iron horse.
Morning coffee in the diner...
GOOD WEDNESDAY MORNING!!!
Today is Wednesday, July 24th, 2013!!
I will light the prayer candles at 9 am for those in need...
MAKE IT A GREAT DAY!!!
We often speak of 'pipe dreams", SO:
Meaning:
An unrealistic hope or fantasy
Origin:
The short version:
Any idea that is really unique or bizarre is called a "pipe dream" by those who think it is pretty silly. The term originates from the use of opium by smoking it through a pipe. It is said that opium produces a dream-like state of mind, where things aren't realistic. (Whether these are hallucinations or not is debatable.) So, smoking opium in a pipe creates a "pipe dream" sensation
The in-depth origin:
The allusion is to the dreams experienced by smokers of opium pipes. Opiates were widely used by the English literati in the 18th and 19th centuries. Samuel Taylor Coleridge was one of the best known users, and it would be difficult to claim that the imagery in surreal works like Kubla Khan owned nothing to opium. Lewis Carroll, although not known to be an opium user himself, makes clear allusions to drug use in Alice's Adventures in Wonderland.Sir Arthur Conan Doyle has his hero Sherlock Holmes visit an opium den - although that was for research rather than consumption.
It's strange then that 'pipe dream' comes from none of these sources but has an American origin. The early references to the phrase all originate from in or around Chicago. The earliest to be found is from The Chicago Daily Tribune, December 1890:
"It [aerial navigation] has been regarded as a pipe-dream for a good many years."
The first that associates the phrase with opium smoking is from The Fort Wayne Gazette, September 1895:
"There are things taking place every day in Chicago which are are devoid of rational explanation as the mysterious coinings of the novelist's brain. Newspaper men hear of them, but in the rush for cold, hard facts, the 'pipe stories', as *** and unexplainable stories are called, are at a discount. Were it not for this the following incident, which can be verified by the word of several reputable men, would have long ago received the space and attention it merits instead of being consigned to the wastebasket as the 'pipe dream' of an opium devotee." [The piece goes on to describe an incredible story, apparently believed by the reporter, of a mystic incident in which a man foretells in detail the suicide of another man. It rather makes one wonder what the reporter had been smoking]
"There are things taking place every day in Chicago which are are devoid of rational explanation as the mysterious coinings of the novelist's brain. Newspaper men hear of them, but in the rush for cold, hard facts, the 'pipe stories', as *** and unexplainable stories are called, are at a discount. Were it not for this the following incident, which can be verified by the word of several reputable men, would have long ago received the space and attention it merits instead of being consigned to the wastebasket as the 'pipe dream' of an opium devotee."
[The piece goes on to describe an incredible story, apparently believed by the reporter, of a mystic incident in which a man foretells in detail the suicide of another man. It rather makes one wonder what the reporter had been smoking]
In his 1896 play, "Artie - A Story of the Streets and Town", the American columnist and playwright George Ade penned this line:
"But then I was spinnin' pipe dreams myself, tellin' about how much I lose on the board and all that."
It seems clear that Ade would have expected his audience to have prior knowledge of it. He goes to no effort to explain it in the play and the meaning wouldn't have been clear otherwise.
-G .
Just my thoughts, ideas, opinions and experiences. Others may vary.
HO and N Scale.
After long and careful thought, they have convinced me. I have come to the conclusion that they are right. The aliens did it.
Evenin' folks!
Just stopping in for a glass of lemonade before bed...
Wow! $1,000 off the tuition. Hopefully that will be a $1,000 you won't have on a loan at the end of college. neat!
I did some grocery shopping today. They had 2 separate 200pts. things in the weekly flyer where if you buy 6 of the listed products you get 200 pts. towards gasoline (aka: 20¢ off per gallon when you fill up the vehicle with the dead dinosaur stuff). I managed to qualify for 50¢ off per gallon on this shopping trip alone. I only buy and stock up on items I would normally buy anyway so I might just as well take advantage of it. Some of it was stuff I bought for the NMRA Division Picnic coming up this Saturday. Also trimmed around the house with the weed whacker. Did some putting away of stuff in the house, but really didn't get to cleaning as such.
Tried to check the tire pressure in the PiP and the air hose on my compressor broke again. I ordered another hose for it online tonight. Also repaired the old hose so I can finish the job tomorrow. Old plastic 1/4" hose is just about shot hence spending money on a better one. Did some minor stuff on the layout....
Have a great night. Prayers for all in need!
73
Ray Seneca Lake, Ontario, and Western R.R. (S.L.O.&W.) in HO
We'll get there sooner or later!
Hey guys. Connections went well the past few days. It was mainly about us learning the ins and outs of college life, what the expectations are, how we could get help if we run into trouble, and the like. All of the necessities plus a little more. There was a real surprise for me at the end. At the end, there was a drawing taking place to see who would be lucky enough to have $1000 removed from their tuition. They called out the number, I looked at my ticket. The number seemed similar, but wasn't sure. Called the number again. Checked again, and (wouldn't you know it?!) I had the ticket. So as a result, I now have a $1000 discount on tuition. Talk about luck! May be a sign to play the lottery. On the hobby front, I haven't worked on the Typhoon since getting home. Since I was in Williamsport, I decided to go to English's and picked up lots'o'trees for the layout. I am following an MR trick that involves making a forest canopy to disguise a tunnel entrance. Will see about getting started on it tomorrow morning. Been a good day today. Night everyone.
The Lehigh Valley Railroad, the Route of the Black Diamond Express, John Wilkes and Maple Leaf.
-Jake, modeling the Barclay, Towanda & Susquehanna.
Well I had planned to cut my nieces yard today but my body had different ideas. I felt so tired there was nothing for it but to go back to bed. I was up several times during the day then went to my fathers place for dinner. Pot roast with green beans and cornbread. Went next door and talked to my niece about the yard and brought her up to date on what's going on with my foot. I can mow the yard any day but she'll pay more if I wait until Friday, so mowing day is Friday weather permitting. I had the results of my last cardiac stress test, done in December, faxed to the doctors office in Oakdale. They'll call us back when they've checked it out. Well I'm still very tired so I'm calling it a night early. See y'all tomorrow.
Mornin' everyone!
Zoe, I'll have a cup of dark raost coffee and a couple sour cream glazed donuts to dunk in it. Thank you Ma'am!
Currently 77°F here in the Finger lakes. Mostly cloudy with the big yellow thing peeking through every now and then. High will be in the low 80s. Got close to a half inch of rain overnight so the road out front is just now drying up. Just got the estimate from the contractor for the fence. It was a little higher than I had hoped it would be, but within what I figured it would be, so I told him to go ahead and write it up and get the work started. I wouldn't want to be working out in the mud today... hopefully the area will dry up before he digs the post holes.
Tom, enjoy railfanning the CSX.
I shall be spending the day cleaning house I think. It sure needs it!
Later!
Morning All,
Currently it is 75 with an expected high of 97 and the chance of a t-storm in the afternoon.
Another w**k day for me. Obviously I got too much sun last week, as lots of skin flaking off my arms, legs, and chest, Causing me extra vacuuming. Did manage to get two walls glued to the base of the Brook Hill Dairy building. May get some more done before heading out for w**k, if time permits.
Prayers to all in need.
Paul
Living in Fernley Nevada, about 30 miles east of Reno, also lived in Oregon and California, but born In Brooklyn NY and raised on Long Island NY
Good morning. It's currently 78° with 98% humidity. The high will be 95° but will feel like 103°.There's not much going on this morning. Weather is nice. Due to the high humidity my a/c unit sounds like it has a waterfall in it. There's a steady stream of water flowing from it outside, maybe as high as a gallon an hour. I was looking at the inside of an old Apple disk drive that I keep around as a parts source and got a fairly descent shot of it. It'll be at the bottom of this post. I may mow the nieces yard today depending on how high the grass is. With the rain we've had it should be about ready for a cutting.The black piece in the middle with the red mark on it is the read/write head, rather large and clumsy by today's standards. The motor in the upper left corner is big enough to use in a G Scale loco and may fit in some of the O Scale diesels. No way will it fit in anything that's HO Scale.
Morning everybody,
Got the first of many loads of wash started. That will take up most of my time until early afternoon. In the meantime, I need to take the wife to get her hair cut and then pick her up. I have no idea on what else is on today's schedule.
Yesterday, while we were out and about running errands, I witness an incredible act of stupidity. It's the first time I've actually seen someone do this live. We were stopped at a red light, to our left is a gated railroad crossing with basically no room for a car between the gate and the highway we were on. The red lights and bells activated and the gates came down due to an approaching freight. Here comes Mr. Genius in a red pick up driving around the gates to enter the highway we were on. In the meantime, the traffic signals changed and we were now gren. This means Mr. Genius has a red light, but he has no where to go but out into moving traffic. Guess who just missed being broadsided. I guess God decided early in the morning to give idiots a break that day. I can see the parents telling the Court how it was the all the railroads fault because they let trains run on those tracks. We really need to find a way to thin the herd.
Oh well, I am planning on having a good time tomorrow. We are going to drive up to Conneaut, Ohio and railfan CSX for a change of pace. Usually meet some nice people up there and pass some time talking to them. Hopefully, we will get lucky and catch a lot of traffic. This little trip came about because I happened to mention to the wife on Sunday that I wouldn't mind going up there someday this summer. She immediately scheduled it for Wednesday. I know, I lost control. I just don't know how. To be honest, I'm just lucky she likes to railfan as much as I do.
Have a good one...
Tom
Pittsburgh, PA
Coffee and a breakfast burrito please. Thanks.
Barry- Listened/watched that video you posted day before yesterday I guess……didn’t understand a word.
David- good to see you still out there.
Congratulations Bama!!
Inch- Happy Birthday wishes to Mother!!
Galaxy- Yes I read your insurance tutorial (wow you should have seen how many tries it took to get the word tutorial typed ) We are well covered too.
Welp, made some progress the last couple days but only in spurts. Things go well for a bit them BAM! Slow down and fight some stupid……. well, enough of that.
I'm not gung ho today. It's Tuesday, and it's raining. The commute to work was easy in terms of traffic, but when you're going 70 next to a truck and you start to hydroplane....well, the heart rate goes up, but just backing off the gas solves the problem. I figure I'd rather arrive a few minutes later than not at all.
Wife Penny is still in Florida with her parents. They are Medicare-eligible, but they pay out of pocket for health care. They simply can't find a doctor who will take Medicare. As we approach retirement ourselves, that's a serious issue which is getting worse. Florida, of course, is a special situation, with so many seniors making the state demographically tilted towards old age.
GOOD TUESDAY MORNING!!!
Todya is Tuesday, July 23rd, 2013!!
I will light the prayer candles while I am home for those in need..
We often go "gung ho" on projects SO:
Zealous and eager
The origin goes back to the Chinese who worked on the Great Wall. It was noted that their foreman would yell "Gung Ho" and then they'd all get busy in unison. This phrase caught on with the Marines when General E. Carlson in WWII when he began using it. Soon it became a signal for enthusiastically working (together or single).
The longer in depth version:
This is an adaptation of the Chinese kung - work, and ho - together. The Anglicized term gung ho became widely known in English as a slogan that was adopted in WWII by the United States Marines under General Evans Carlson. The New York Times Magazinereported this in 1942:
"Borrowing an idea from China, Carlson frequently has what he calls 'kung-hou' meetings... Problems are threshed out and orders explained."
The following year Life magazine reported:
"He [Carlson] told them [the Marines] of the motto of the Chinese Co-operatives, Gung Ho. It means Work Together... My motto caught on and they began to call themselves the Gung Ho Battalion."
The first record of gung ho in print was a little earlier. In October 1941, the Oakland Tribune reported a story about some captured short war films. This doesn't mention Carlson or the US Marines by name, but the films relate to their activities:
"Other shorts are 'Information Please' and 'Gung Ho' with Regan McCrary."
Good Really Early Morning...Lawn cut, mower cleaned, floor of garage/studio cleaned, weeding done, mmmmm, seems a lot of nothing got done...lol!Today apparently will have those ol' t'underin'boomers come through..high of 82 expected feeling like 93...not bad...Have a good day!!
Any argument carried far enough will end up in Semantics--Hartz's law of rhetoric Emerald. Leemer and Southern The route of the Sceptre Express Barry
I just started my blog site...more stuff to come...
http://modeltrainswithmusic.blogspot.ca/
G I do sincerely hope that things get better for you and the OH. Its never fun to have things miscalculated and screw up Mr Budget in the process.
Jeff: looks like you're doing well with your old Mac refurbishing, I remember using those computers when I was in elementary school, thanks for bringing back good memories.
Welp, another day and another dollar went into the paycheck from w**k today. I did get to leave an hour early since we were deader than a loco with a fried decoder. On the way home I changed a flat for someone stranded on the roadside and kinda made their day (since it was two college-age girls and it was about to storm enough to float the ark). Got done with that and the girl that owned the little SUV was beside herself that someone would just turn around (I was heading home (southbound) and they were on the other side of the road (northbound)) and do something like that. IT was the way I was raised, so no skin off my nose.
I think I'm going to sit here at the RC and watch thing progress, may jump over to another site I frequent and look at a few pictures, but I'm sure I'll be back.
Later there, taters!
Time for me to call it a day. See y'all tomorrow.
Janie, just a cup of decaf for me at the moment...
I've been busy today. Got about 2/3rds of the lawn mowed today (thick and still growing like crazy). Ran out of battery about the same time I ran out of steam myself. Hoped to get it finished tonight and didn't get back to it. Took a box of dishes (Stoneware) over to the Salvation Army Store. These would have been able to make me some spare cash if they had not all had chips out of them. They are usable, but wouldn't bring me enough to pay the shipping to the place the way they were. Then I went down to the UPS place and sent my Niece in Flowiduh a box of photos of her side of the family. Cut up a bunch of the boxes the stored item were in and put them out to be recycled.
For supper tonight I sauteed the first zucchini from the garden with some onions and stopped when I was out a got a couple of ears of sweet corn. First of the season. That and a bit of aged cheddar cheese made a nice veggie dinner. Finished off with a bowl of ice cream.
Karl, congrats on the article!
Prayers for all in need!
Evenin all!
Flo, just a diet Dew please, lotsa ice.
Been a roller coaster of a day. Did my normal morning job search routine. Not sure why I do this on Monday,,,,nothing earth shaking happens after 3 pm Friday. Re arranged the garage a little so we still have ample room for everything til the new cabinets get hung....need 8 pieces of sheet rock 1st Then Shop vacuumed the garage,,,,,sucked up sawdust, leaves, spiders etc. Look nice!
Swmbo called. the interview went well. She interviewed with the FD Prez and 2 members of the board of directors. 1st interviews this week, 2nd next. The job doesn't start til after Labor Day, when the current administrator retires. Money is the same, but benefits are awesome!
Then an email from Eric Stelpflug at MR. My 0-4-0 with DCC and Keep Alive circuits made the September Issue in the DCC Corner! Sneek peak on how it runs at http://www.youtube.com/watch?v=21OqYpEihPA
Then an email from a friend One of my favorite people from the club passed away. Charlie was one of the 1st members I got to know, having joined the club shortly before I did in 1992. He was a retired mechanical engineer for Bechtel Corp, and was MR.Precision in his workshop. He taught me much about Quartering drivers, embossing rivets with a Sensi-press, gearboxes, torque arms, constant lighting, precision metalwork and most of all, using math to your advantage when designing or fabricating parts. In turn, my strong suite being scenery, I sceniced his club modules. His age and his demeanor reminded me of my Grandfather. About 18 month ago, he started selling off his collection. His modules were entrusted to another , younger member, his collection dispersed. His C&O brass Kanawah, and his Sakura 0-4-0 reside in my display cases now. A Mantua 2-8-2 kit is on my workbench, awaiting completion. Charlie it now has moved to the front of the line, and will stay there til its done.
Then the guy whose shop I worked at and evaluated 2 weeks ago called and wants me to start , like, yesterday! Gonna go see him tomorrow (And pick up a 1,000.00 check!)
Yup, life on the end of a rubber band!!
Galaxy...without getting polly-tickle we're all getting hosed on that deal. Thats the main reason SWMBO went looking for a new job, with the Gubmint. Bennies !
Jeff, the cleanup looks great! Do you do windows?
Barry, I'm sick of cutting the lawn every few days too,,,I'm considering a few goats!
Ken, Prayers for Sue
Gotta hit the sack,,later all!
Karl
NCE über alles!
Went to my fathers place for dinner today. Chili dogs. I chopped up one of the garden grown peppers on mine. Wow! Those things are hot!Two more disk drives I worked on today are these two Apple compatible Franklins. They are slightly different models but they have identical chassis. The top drive has no write protection so it can write to a disk even it it has a write protect tab on it. The shells of both were stripped and repainted. I made up the drive badges in MSPaint.
Well
got distressing news in the mail. Seems with MOH back working, the Medicaid spend down cost I pay to have it for me is now TRIPLED again. They failed ot calculate it at the alternative method again. I expected it to go up,but not tripled. Then, MOH gets booted off my case, so now has no coverage now. With OBAMACARE, HAVE to have coverage..tis the new law. NEED coverage too, but...with the cheapest I could find is a catestrophic policy for MOH and what I will pay, between medicare and medicaid and to cover us both will COST 45% of our GROSS monthly income!!!! FOr Health care ONLY! ANd we loose our food stamps too.
That is just plain fundamentally wrong on so many levels its not funny.
I have to go in in person to DSS to talk to htem with documentation. the thing is MOH is MAKING LESS now thatn was making last Dec before the job ended in Jan, SO the costs should be below the tripple they are demanding now! {It goes by income}
So I have the Dr for the nerve test in the arm, then off to fight with the electric/gas company {who wnats no money and SHOULD be billing us} then off to DSS to fight the battle there, then to my fathers for a visit.
May have to call the Insurance man and reduce our coverage again.
Living another day to fight another battle/s.
Well, I can look for another source of insurance, but even though they HAVE to take "preexisting conditions" doesn't mean it is any affordable to me to have it.
GRR
Howdy everybody.
I won't have much Diner time if any the next few days. We leave tomorrow for our Wisconsin trip. We're getting too much packed into too few days. We can't do it all, so Mr. Nice Guy here will skip the stuff he wants to do so the rest of the family does their stuff. Oh well. Gotta love 'em. .... Yesterday we drove to Elizabethtown to meet Son & DIL to pick up Cincinnati granddaughters for the trip (They drove from Cincy.) . Got home at about midnight last night...... Main trip has not started, but I'm already worn out. .... Was hoping to schedule visits with mrr's, but no such luck this time.
Have a good rest of the week everybody.
GARRY
HEARTLAND DIVISION, CB&Q RR
EVERYWHERE LOST; WE HUSTLE OUR CABOOSE FOR YOU
Already been to town and back. My father was going in so I got a ride with him. First stop, the pharmacy to drop off a list for refills on my meds. Then to Wal-Mart so he could get some frozen shrimp and a couple other items. I got a 1.75 fluid ounce bottle of GO2GLUE. Never tried it before so I have no idea how well it'll work. Back to the pharmacy to pick up the meds then home.I worked on a clean-up project this morning. An old Quentin 5.25" computer disk drive. Those not interested in this kind of thing can stop reading now.This particular drive survived a house fire back in 2001-2002. Mostly smoke and water damage. The electronics were trashed so I replaced the those with boards from an old Apple Disk II drive. I didn't know if it would work. It did. The Quentin is after all an Apple Disk II clone. That took care of the inside. Now for the nasty outside. Now I know there are some out there who don't want to see photos of this kind of thing so I'll post links to the photos.In photo #1 you can see the drive pretty much as I got it. Brown, dirty, nasty, unpleasant to look at.Fired damaged driveI removed the shell from the drive. I then scrubbed the shell down with Krud Kutter on a paper towel to remove as much of the dirt and smoke damage as I could. I used a plastic bristle brush and some 91% alcohol to get off what was left then a little more Krud Kutter to do a final clean-up.Cleaned Drive ShellI then reassemble the drive and took the final photo. The drive looks and operates like it was brand new.Reassembled Drive
Good Morning All...It cloudy and 71...I'll have coffee and a sweet roll please...Thank You...my Youngest Daughter and 3 Grand Daughters have been here so not much train time..Did get a few backdrop building done..
Had a good talk with Inch on phone yesterday...
You All have a good one...Jerry
Afternoon folks!
Zoe, still haven't had breakfast yet, so I'll have the #2 special, over easy eggs, bacon, Home Fries, and a double order of sourdough toast with lots and lots of dark roast coffee please. That should do as breakfast and lunch I think...
Fairly pleasant day here in the Finger Lakes. Currently 79°F with a high of 80° this afternoon. there may be a thunderboomer or two pass by though. I need to mow lawn again and take another load of stuff over to the Salvation Army Store. Also need to take a box to the UPS place to send to relatives in Flowidah... Bunch of photos from my parents collection of their family.
Little by little i am getting the stuff done that has been piling up around here.
Catch you all later!
Currently it is 75 with an expected high of 101, so another hot w**k day for me ahead.
Did not get out of the store last night till about 45 minutes after closing time. It was still very hot at 6:00 PM and I guess people wanted to stay in the air conditioning.
I may have gotten a little too much sun last Sunday, as I am starting to have patches of dry skin peeling off my body.
Still too hot to w**k on any modeling projects after work, maybe tonight.
Prayers to all in need, especially Ken's, Sue.
GOt a migraine starting to work itg's wonders on me.
Was laying down to ease it, but got a call from the insurance man finally...we are coverd for MOH to drive clients around. BUT I increased our coverage some, then to find out for just literally a few dollars more, we could max out the highest coverages insurable, so I said "go ahead". {It Will mean about a $13/month increase in cost, but I think well worth it}. He said there is a big huge concern going on with the un/under/hit and run insurances as there are idiots coming up from NYC who have little or no coverage on the cars they drive and who don't really know how to drive and are causing headaches with accidents. I upped that coverage to $300/$500,000 so we are well covered to the max there. We are coverd to the max for all now.
The reason I am so coverage minded is that I know of person horror stories from friends church members and neighbors when it comes to accidents and claims. I also know what a hospital bill and simple operation costs nowadays, as I have had many such situations. Never hurts to have too much coverage, but will loose your shirt if they come after you with minimal coverage. If they have no or minimal coverage it behooves you ot have the extra high coverage on un/underinsured/hit and run coverage. Hit and runs are also in the increase...probably because the driver either has no insurance, is wanted, or is under the influence and so they try to get away. Such a thing happens and you are conscious, quickly get a good color, make, model and license plate number..even a partial can help police track them down. With the advent of on board cameras taking pictures of all plates nowadays they can usually pick them up FAST.
Well that leaves the home owners to review in the spring for possible increases in liabiltiy coverage. There are discrepancies as to what the park covers and is liable for and what we as the trailer owners are liable for. Basically assume the park will not be liable for anything and the trailer owner WILL be. If the park is not liable by law, they will try to weasel out someway of not beiling liable. Our driveway is not in best shape and the park was supposed to put in new driveways but never did. If someone falls on it, should be the park's issue, UNLESS it is due to ice or snow and we have failed to de-ice/de-snow it. If they fall on the stairs going up to our trailer, well that is technically our issue as we are to maintain those. Fortunately we have good strong porch covered steps.Inside our trialer is our issue, too, obviously.
We are still considering an umbrella policy to cover whatever other insurances do not, and you have to be highly covered on other insurances to even be considerd for umbrella coverage. that is "last resort" type coverage,and doesn't cover business applications, such as MOh driving clients around or rental properties {we have none}.
I Know, you just really wanted an insurance tutorial this AM didn't you? Nobody reads this stuff anyway.
Well, I have some things to do IF my headache doesn't get worse and eases with the prescription med i just took.
Later
Happy Monday Everyone!!
Back to the weekly day -to-day, after a weekend spent playing with the kids. Son #2 came up with his fiancee and his best friend Friday night. We played games til 1:30 in the a.m. Then back up early to go pick up #5 at 7:30, the the local VFD flea market where I score 4 nice oak kitchen cabinet for 20 bucks. They will be real sweet in the garage! Then swimming & BBQ from noon til 7, the a different VFD's carnival!! Finally laid my head down at 11 p.m. Yesterday was a day of recuperation!!
This is what happens when you throw a ball at someone on the diving board!!
SWMBO has a job interview this morning with the counties only paid Fire Department. Roughly the same weekly pay as the office she w*rks in now, but with a full benefits package. These days, thats worth its weight in gold! My fingers are crossed BIG time! Yes, there is paper to push at the Fire Department too!
Me? Another meeting tomorrow with a potential employer. He had me for a week as a temp/consultant and afterwards we had a 2 hour meeting where I was able to discuss several things that could be changed or new processes implemented that would all improve his bottom line. This also would put me there on a full time basis. I gave him a week to think about it. Friday I stopped by to check on things and he said he hadn't had time to think about it. I pointed out that was one of the reasons I gave him for hiring me. He's constantly running!! We'll see come tomorrow!
Til then,,,,I'm in the basement!
http://www.trainboard.com/railimages/showgallery.php/cat/500/ppuser/4309
Good Morningmmmmm...where did our sun go....mmmmmm...we be kinda dull today...gonna be a high of 82 feeling like 92....Had to do the lawn again this fine morning...it grew 4" since last week!!:eek!:Gonna be a somewhat slow day which can be a good thing...so have a good day!!