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I spend about 30-45 a month. I have learned to backorder and special order items that are going out of production soon to completely fill out my freight car fllet and decals for a few. Other $'s go to parts to build loads and modification to buildings. And I have 3 steam and 3 deisals plus a engine house planned for next year. By the time I complete my small layout (2x8 Industrial/Port) I probably looking at about 800-1200 all cash and paid for w/o a credit card. I am fortunate there are 2 hobby stores within a reasonable drive and both stock what the other does not. (Walthers versus non walthers) I keep costs down by using kits such as blue box and accurail. Occasionally I have spent serious $ for Intermontain's reefers on the spot to acquire em. Both stores communicate constantly and we are able to get alot of hard to find parts in. My next big expense is track work and buildings for the industries. I am internet researching industries as well as using the forums to get other people's ideas and experiences before I charge off a building. That probably will be 50 dollars a building and I have 5 planned. With about 19 total for the future road. You can imagine the costs associated with paints etc. I better slack off now. I hope this has assisted you with your endaevor to understand people's spending habits on the hobby. I am amble to write this with large numbers and values because my spouse is in charge of the financial dept. Some months I go without because things are tight and I know next month will be better. Just had to edit this and insert a understanding that Alcohol, Smoking (Cigs) and associated vices are no longer in our lives and we can use this wasted funds for a very productive pursuit of MR. Good Luck Lee
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