BaltACDFrom the TOP there is no longer integrity in the USA
I seriously question if it was ever any other way. I more suspect that we are cultivated to be naive right up until we finally figure out the way things really work.
"It's a cookbook!!"..LOL
Flintlock76Imagine what's going to happen when car-mounted sensors needed for self-driving vehicles start to gunk up from road grime, dust, mud, road salt residue and other nasties if the vehicles owner doesn't clean them on a regular basis.
I just have sensors on my Mercedes ML 350 and they work fine with zero road sensors. They just look at the reflective road lines or reflectors some how. They do not work with no road markings. Pretty cool though the car will fight me for the steering if I attempt to cross the solid line at the edge of the road without using my blinker. The dashed lines I get a warning vibration to steering wheel if I cross those without a blinker, then a chime if I do it again. If the radio is on loud it automatically turns down the radio for the chime. Not exactly self driving yet but siimilar concept. It is reading the road markings somehow.
Only problem with all the Mercedes gizmos, adaptive cruise control, pre-brake, etc. It does not work in very heavy rain nor does it work in very remote areas. So I kind of think it uses satellite as well. You get a full dashboard fireworks display before the service cuts out though.
York1Why do you demand something of your doctor, your insurance agency, and your bank, that is not demanded of others with whom you deal?
MurphySiding was trying to portray insurance companies as having some kind of special quality that made them more ?accountable? for their conduct than others. I was simply trying to counter argue that point .
I trust big insurance to give me the best possible rate about as much as I trust Wells Fargo to build my portfolio, or Marathon Pharmaceuticals (makers of Emflaza) to care about my sniffles........perhaps blunt is better?
Sorry if I misunderstood your point.
My point is that insurance companies are not too blame, any more than any other company.
Your state's insurance commissioner, who was elected to regulate insurance company profits, is the one with whom you should be upset.
We don't have used car commissioners, or canned green beans commissioners, or...
York1 John
York1 Sorry if I misunderstood your point. My point is that insurance companies are not too blame, any more than any other company. Your state's insurance commissioner, who was elected to regulate insurance company profits, is the one with whom you should be upset. We don't have used car commissioners, or canned green beans commissioners, or...
Check out the composition of state insurance regulatory boards. Mostly appointed. Many worked in the insurance Industry. We naively expect regulators to check the worst excesses of corporations but often they do what their former bosses want.
Convicted One York1 Why do you demand something of your doctor, your insurance agency, and your bank, that is not demanded of others with whom you deal? MurphySiding was trying to portray insurance companies as having some kind of special quality that made them more ?accountable? for their conduct than others. I was simply trying to counter argue that point . I trust big insurance to give me the best possible rate about as much as I trust Wells Fargo to build my portfolio, or Marathon Pharmaceuticals (makers of Emflaza) to care about my sniffles........perhaps blunt is better?
York1 Why do you demand something of your doctor, your insurance agency, and your bank, that is not demanded of others with whom you deal?
Thanks to Chris / CopCarSS for my avatar.
And doctors really should be able to diagnose an infection and prescribe antibiotics for less tham $750, and should be able to pull a metal splinter from my eyeball without a referal on top of a $1200 specialist fee
So why don't they? Is competition not the cure-all defect solution that some claim it to be.
charlie hebdo York1 Sorry if I misunderstood your point. My point is that insurance companies are not too blame, any more than any other company. Your state's insurance commissioner, who was elected to regulate insurance company profits, is the one with whom you should be upset. We don't have used car commissioners, or canned green beans commissioners, or... Check out the composition of state insurance regulatory boards. Mostly appointed. Many worked in the insurance Industry. We naively expect regulators to check the worst excesses of corporations but often they do what their former bosses want.
charlie hebdoWe naively expect regulators to check the worst excesses of corporations but often they do what their former bosses want.
Whose fault is that? The insurance companies?
Maybe people are getting what they deserve for electing insurance commissioners who don't do their jobs.
Convicted One And doctors really should be able to diagnose an infection and prescribe antibiotics for less tham $750, and should be able to pull a metal splinter from my eyeball without a referal on top of a $1200 specialist fee So why don't they? Is competition not the cure-all defect solution that some claim it to be.
Convicted OneAnd doctors really should be able to diagnose an infection and prescribe antibiotics for less tham $750, and should be able to pull a metal splinter from my eyeball without a referal on top of a $1200 specialist fee So why don't they? Is competition not the cure-all defect solution that some claim it to be.
Did your insurance pay that full amount? I'll bet not.
Almost every medical bill submitted to insurance companies or Medicare is readjusted to amounts allowable. Often that is less than half the original charge.
Murphy Sidingf Dr. Welby had simply pulled a metal splinter from your eyeball and it popped out and rolled accross the floor,
Why should I care what he does with the splinter after he pulls it out?
York1Did your insurance pay that full amount? I'll bet not
I pay the "shared responsibility" penalty on my income tax form.
York1 Convicted One And doctors really should be able to diagnose an infection and prescribe antibiotics for less tham $750, and should be able to pull a metal splinter from my eyeball without a referal on top of a $1200 specialist fee So why don't they? Is competition not the cure-all defect solution that some claim it to be. Did your insurance pay that full amount? I'll bet not. Almost every medical bill submitted to insurance companies or Medicare is readjusted to amounts allowable. Often that is less than half the origional charge.
Almost every medical bill submitted to insurance companies or Medicare is readjusted to amounts allowable. Often that is less than half the origional charge.
With the so called proviso that insurance pays 'reasonable and customary' amounts. I have YET to be charged by any care provider or any service or procedure the amount that is 'reasonable and customary'. The insurance company's 'reasonable and cusomary' is generally about 1/2 of what actually gets billed - no matter if the billing originates in a high or low cost area. Throw on top of it all a 'co-pay' amount. What a racket.
Never too old to have a happy childhood!
Convicted,
I'm asking this sincerely, and I have no wish to argue or condemn.
Why don't you have medical insurance? Do you fear an accident or a diagnosis that will bankrupt you?
BaltACD I have YET to be charged by any care provider or any service or procedure the amount that is 'reasonable and customary'. The insurance company's 'reasonable and cusomary' is generally about 1/2 of what actually gets billed - no matter if the billing originates in a high or low cost area.
Are you billed for the amount the provider overcharged? If you are, you need to talk to the provider.
Why do you insist on assuming they are all elected? I looked the websites for several. Some don't even list the top officials and on the several that do, they are appointees. Check a few states.
This is problem in many industries: FDA, the Fed, to name two. The worst case of collusion is the Pentagon, where procurement is mostly done by brass who go on to highly-paid positions with defense contractors.
York1Convicted, I'm asking this sincerely, and I have no wish to argue or condemn. Why don't you have medical insurance? Do you fear an accident or a diagnosis that will bankrupt you?
Boy, that's really a story outside the realm of this thead.
Let's just say that I never go to a doctor unless I'm really sick, and thankfully that doesn't happen very often. I've got a couple angles that I play to my advantage as well that effectively make my shared responsibility payment a fraction of what health coverage would cost. That's just the way it is.
Also, I figure that my outlay for premiums plus copay would exceed actual out of pocket expenses without coverage.
charlie hebdoWhy do you insist on assuming they are all elected? I looked the websites for several. Some don't even list the top officials and on the several that do, they are appointees. Check a few states.
This was my error. I mistakenly believed that since the Louisiana insurance commissioner is elected, most other states would be the same. Only 12 states have elected commissioners.
I checked, and it seems that in the states in which the insurance commissioners are not elected, the appointments are made by the executive branch.
I would guess that if enough people complained to the governor, he or she might appoint a more responsible commissioner.
Convicted OneLet's just say that I never go to a doctor unless I'm really sick, and thankfully that doesn't happen very often. I've got a couple angles that I play to my advantage as well that effectively make my shared responsibility payment a fraction of what health coverage would cost.
Thanks!
My dad had an expression thats relavant to this discussion.
"THERE IS NO UNSELFISH MOTIVE"
Meaning that even Mother Teresa got satisfaction from doing service for the poor. But too many businesses take selfish motives to extremes. Harah for my side and screw you. Or they push their employees to do more than is reasonable. Unions fight back. Employers push right to work rules to negate union power. The cycle goes on and on. I wish as Rodney King said, "CAN"T WE JUST GET ALONG!"
Well you knew this was coming!
https://youtu.be/MPMmC0UAnj0
Thanks, York
As was said by Monty Python, "Now for something different". I had never seen this. Good one.
Miningman Well you knew this was coming! https://youtu.be/MPMmC0UAnj0
Electroliner 1935 Miningman Well you knew this was coming! https://youtu.be/MPMmC0UAnj0 As was said by Monty Python, "Now for something different". I had never seen this. Good one.
What I got a kick out of was the weapon that finally worked against the Martians. When they heard country music, their heads exploded.
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"A stranger's just a friend you ain't met yet." --- Dave Gardner
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