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After a 17-year career in journalism, including a year at MR as an associate editor and nine months as an independent contractor writing for Trains.com, I launched a new career late last spring as an insurance agent. It's going well; I was offered a promotion yesterday to sales trainer for all of central and part of eastern Washington. The money is especially good, and I'm on a path to retire in 14 years at age 55. I'll have the means in a couple years to construct whatever size layout I wi***o, in any scale I choose. Probably OO scale British Railways circa 1950. Right now I'm quite happy with my room-sized HO scale switching layout, for which I spend about $50 a month. <br /> <br />Journalism had its rewards, but money wasn't one of them. At the end of the day it's overall quality of life for my family that matters, and building real wealth in my new profession is the vehicle to that end, as well as the means to building my dream layout.[^] <br /> <br />Paul Schmidt
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