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The quick and dirty on Paypal transactions: 1. As Buyer: Use a credit card. If you don't get what you paid for, and if paypal doesn't recover funds for the dispute, you can do a chargeback and get your money back. Don't pay with paypal funds alone unless you trust the person or don't care if you lose your money. 2. As seller: Don't sell without delivery confirmation. If someone files a dispute, you'll need this to prove you sent it. Only ship without DC if you really trust the person on the other end. Disputes are pretty rare, but this will protect you if one comes up... and there are certainly unscrupulous folks out there. So long as you follow these two rules, you'll find paypal enormously useful and convenient. I use it almost exclusively now.
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