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No Pay Pal, no sale. If I can't use my CC with it's buyer protection capabilities, I won't buy the item. I use my CC's for nearly everything I purchase everywhere for that protection. As stated earlier, Pay Pal rates aren't high, and most retailers prices reflect all of their costs for doing business. If rent goes up, prices go up. Payroll increase? Raise prices. Credit Card fees are just a part of doing business. I can understand the casual seller not wanting to bother with CC's, but some of these guys have endless listings. If I can't get worry free buying, I will go elsewhere.
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