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No Longer Enjoy Spending Money On Train Items...
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[quote user="Tracklayer"][quote user="nucat78"][quote user="Tracklayer"] <p>It's just that there's so many other things I've been putting off the last few years that I now feel really guilty when I spend money on model railroad items rather than the things I should be spending it on...</p><p>[/quote]</p><p>In another life, I was a financial planner / advisor. And while I encouraged people to occasionally indulge in "guilty pleasures" as long as they weren't over the top, I also counseled poeple to ask themselves how much angst an expenditure was going to cause them. </p><p>Clearly, if you're having that much guilt about MRR stuff, it's time to take a break or substantially reduce your expenditures until you get your other finances in order.</p><p>And I have to invoke the dirty word here: Do you have a personal budget? If not, that's the first step to getting your $$$ in order.</p><p> </p><p> </p><p> </p><p>[/quote]</p><p>Yes nucat78, I do in fact live according to a budget, plus, I'm one of the biggest tight wads in this part of the state. Since I was a kid I've always had a fear of running out of money, so I've always pinched pennies and gone the cheapest most least expensive route on things.</p><p>Thanks.</p><p>Tracklayer </p><p>[/quote]</p><p>I am a bit of a tightwad also. But I buy quality items, I wasted enough money as a child on crappy junk. 50 dollars MSRP on a 4-8-4 that could not pull itself was the last straw and a lesson in life for me. It was 10 years before I got back into it again.</p>
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