I would stay with the Zephyr - 2.5 amps is more than enough. The power districts are an issue as most power district configuration is higher than the 2.5 amp Zephyr rating. A larger booster, or an upgrade to a DCS1000(Chief) might be in order. I would jump to the DCS100 as it supports CV feedback and additional engines, plus fast clock operation.
Jim
Modeling BNSF and Milwaukee Road in SW Wisconsin
I've just ordered the Zephyr too. For my new H0n3 layout.I will use it together with UT4 and FREDIs.
Wolfgang
Pueblo & Salt Lake RR
Come to us http://www.westportterminal.de my videos my blog
I think you'll be fine with the Zephyr unless you plan to run more than 10 locos at a time. The Zephyr will probably run out of loco slots before it runs out of power with N scale. There's a guy with a multi-deck N scale layout about that size who uses nothign but a Zephyr, if you read the Yahoo Digitrax group he periodically posts, especially when people talk about how much power they need.
--Randy
Modeling the Reading Railroad in the 1950's
Visit my web site at www.readingeastpenn.com for construction updates, DCC Info, and more.
FYI: I once ran on a 20 x 30 HO layout with 10 trains running, 4 with sound, run with a single Zephyr. You should be fine
Chip
Building the Rock Ridge Railroad with the slowest construction crew west of the Pecos.
Zephyr should be fine for your expected needs. You will need to choose DCC circuit breakers that can be set to current limits below 2.5 amps for each power subdistrict. A PM42 would work. They work quite well with multiple N scale sound decoders (so far).
I did some current readings last winter on our NTRAK layout. 5 Kato F units, each equipped with an MRC sound decoder plus 4 Kato SD70's (no sound). Each train had >50 cars. Current draw was .9amps measured with a RRampmeter.
If the current is set to 2.5 amps it will only work if the rest of the layout has no loco's etc when a short occurs. Otherwise it may not trip.
Springfield PA
I can run 4 or 5 HO locos with my Zephyr. Layout is 8 by 24. I bought a couple 12 volt AC power transformers at Radio Shack for my turnouts and layout lighting.