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TJ, first things first, Ask him what he's been smoking and what is his comparison is to come up with that figure. I refinaced a couple of years ago and the difference is apprasels were $ 20,000.00! I know this is slightly different then realestate tax apprasel but REALLY! I built my 30' x 40' garage out back and it didn't increase the value of my property according the bank by much. Go with the toy train hobby angle , nobody in this hobby would think any less of you by doing so!
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